KEY TAKEAWAY

There's a big gap between what plan sponsors think their participants know about saving and investing — and what participants actually know.

BlackRock's DC Pulse Survey uncovers the stark contrast between sponsors’ perceptions of their plans’ effectiveness and participants’ feelings about their own retirement readiness.

HOW PREPARED ARE PARTICIPANTS?

How prepared are participants

More than half of plan sponsors think that the majority of their participants are saving enough for the retirement income they will need in the future — but less than a third of participants think they are.

HOW DO THEY COMPARE?

How do they compare

By identifying the gaps in participants' understanding of savings strategy, investment options and income potential, sponsors can pinpoint strategies to help address them more effectively.

sponsorqoute

The investments may be doing well, and that’s what the sponsors see. They don’t see the obstacles like the participants do, like I just had another child and now I'm going to have to pay for college, so I might stop participating in the 401(k). … We need to provide advice to them.

Source for all data: BlackRock DC Pulse Survey, September 2015

The conclusions are intended to provide an indication of the current attitudes of a sample of U.S. plan sponsors and participants about retirement saving and investing and should not be relied on for any other purpose.

Investing involves risk, including possible loss of principal. Asset allocation and diversification may not protect against market risk, loss of principal or volatility of returns.

©2017 BLACKROCK, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.

FOR INSTITUTIONAL OR PROFESSIONAL USE ONLY.

Prepared by BlackRock Investments, LLC,member FINRA.

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