Colorful paint cans and brushes represent BlackRock's collaboration with defined contribution advisors to design flexible retirement investment strategies.
DEFINED CONTRIBUTION

Build better retirement plan investment menus

At BlackRock, we work with defined contribution advisors to deliver a diverse range of investment solutions. Our broad range of active and index strategies helps plan sponsors design flexible menus that provide choice, manage risk, and help support participants in reaching their goals.
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Building blocks for plan menus

Explore our active and index offerings across four strategic asset classes—built to support simplified plan design and help participants achieve better outcomes.
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Systematic active equity

Tap into strategies backed by 40+ years of expertise that blend quant investing, machine learning, AI, and human insight to deliver consistent outcomes.
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Fundamental active equity

Access funds that conduct rigorous fundamental analysis to identify high-conviction, undervalued names with long-term growth potential.
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Fixed income

Entrusted with more fixed income assets than any other investment firm, explore solutions across the entire yield curve and credit spectrum.1
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Multi-asset strategies

Discover multi-asset funds that invest flexibly across stocks, bonds, cash and alternatives to create a nimbler and more diversified portfolio.
Source

BlackRock began using natural language processing in 2007 and integrating AI and machine learning in 2013, while broader mainstream adoption began around 2022 with the launch of ChatGPT.1
Performance data quoted represents past performance. Past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standardized performance, click on the fund names above.
The Morningstar RatingTM for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three-year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods.
BlackRock provides compensation in connection with obtaining or using third-party ratings, rankings, or data.

Source

Performance data quoted represents past performance. Past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standardized performance, click on the fund names above.
The Morningstar RatingTM for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three-year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods.
BlackRock provides compensation in connection with obtaining or using third-party ratings, rankings, or data.

Performance data quoted represents past performance. Past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standardized performance, click on the fund names above.
The Morningstar RatingTM for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three-year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods.
BlackRock provides compensation in connection with obtaining or using third-party ratings, rankings, or data.

When you’re navigating any challenging environment the best approach is to remain active and flexible.

In a highly-volatile setting, we don’t rely on outsized positions or big bets on difficult-to-predict macro trends. We stay agile and make smaller, opportunistic moves.

By staying nimble, unconstrained, and well-diversified we’re able to keep our options open to seize attractive opportunities wherever they become available.

The destination remains the same, but especially in conditions like this, the wisest path is to make a little bit of money a lot of times.

How Rick Rieder seeks to make a little bit of money a lot of times

When you're navigating any challenging environment, we believe the best approach is to remain active and flexible. By staying nimble, unconstrained, and well-diversified our portfolio managers are able to seize attractive opportunities wherever they become available.

Performance data quoted represents past performance. Past performance and does not guarantee future results. Investment return and principal value will fluctuate with market conditions and may be lower or higher when you sell your shares. Current performance may differ from the performance shown. For most recent month-end performance and standardized performance, click on the fund names above.
The Morningstar RatingTM for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics. The weights are: 100% three-year rating for 36-59 months of total returns, 60% five-year rating/40% three-year rating for 60-119 months of total returns, and 50% 10-year rating/30% five-year rating/20% three-year rating for 120 or more months of total returns. While the 10-year overall star rating formula seems to give the most weight to the 10-year period, the most recent three-year period actually has the greatest impact because it is included in all three rating periods.
BlackRock provides compensation in connection with obtaining or using third-party ratings, rankings, or data.

Lifepath® target date strategies

LifePath stands apart with a glidepath that automates risk budgeting and asset allocation for retirement savings. Powered by our proprietary risk management technology, Aladdin®, our solutions are engineered to help participants spend confidently for life.
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Future in Focus® tool

With a few inputs, BlackRock’s Future in Focus tool can help you quantify potential impacts of plan design changes on retirement outcomes, providing graphics to aid in conversations with plan sponsors.
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With a few inputs, BlackRock’s Future in Focus tool can help you quantify potential impacts of plan design changes on retirement outcomes in a matter of minutes, providing graphics to aid in conversations with plan sponsors.

ADDITIONAL RESOURCES

Strategic plan design

Your clients rely on you for plan guidance. Quantifying how those decisions affect retirement readiness helps you demonstrate value—and our people and technology are here to support you.
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Unlocking private markets in defined contribution plans

Why private markets? Learn more about how BlackRock is using private market assets to innovate and seek new possibilities for your portfolio.
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