After years of paying into Social Security, most of your clients want to get back as much as possible in retirement. This tool will help your clients develop a strategy for maximizing their benefits.

123 steps

Get Started

Use our patent-pending tool to run various collection strategies for your clients to see which strategy results in the greatest combined lifetime benefits.

  • New! Assess the Social Security benefits of married, widowed, divorced and single clients, including spousal and survivor benefits where applicable.
  • New! Suggest appropriate collection strategies. The tool compares benefits from multiple distinct collection strategies to automatically provide the strategy with the highest average lifetime benefits.
  • New! Illustrate the specific action steps your clients will need take on the output report.
  • Customize calculations based on estimated Social Security benefits, government pensions, cost-of-living adjustments and investment returns.

More Tools and Calculators

Morningstar Tools

Browse our collection of tools, ranging from Morningstar hypotheticals to proprietary calculators