ENHANCE YOUR PORTFOLIO
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From funding an education to a comfortable retirement, there are plenty of demands on our finances. We all need to harness the resources we have to build wealth over time. Whether you’re new to investments or a seasoned investor looking for new ideas, we aim to equip you with the resources necessary to make informed decisions and meet your financial goals.
Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.
Your path to building wealth
Investors have three levers to pull when building wealth for the long-term.
Time
The longer you can invest, the easier it is to build wealth. Like a snowball rolling down a hill, your savings build momentum over time. That is the magic of compound growth: your investments may generate income and growth not only on the contribution you’ve made, but also any growth you’ve already generated.
Contributions
It goes without saying that the more you can invest over time, the better your long-term outcome will be. It is even better if you can invest consistently through good and bad market conditions. That means you invest at a range of market prices, which may shield you from some of the volatility seen in stock markets.
Investment strategy
If you are comfortable with short-term rises and falls in your savings, the right stock market strategy can deliver stronger long-term returns. The longer your time horizon, the better placed you are to ride out market movements. And while additional growth may seem small at first, compounding over many years makes it significant.
How investment trusts can help build wealth
At BlackRock, our investment trusts have been designed to help investors build their investment portfolio. Our range of funds have been tailored to seize dynamic opportunities, whether your focus is on building income through a growth portfolio or constructing a dividend-paying portfolio.
ISA
A stocks and shares ISA is often the starting point for long-term savings. Investments held within an ISA are sheltered from income tax and capital gains tax, making it a natural choice when investing for growth, investing for income, or a combination of both. This tax shelter is particularly important today. Capital gains and dividend tax rates have been rising, while income tax bands are frozen. This makes a good case for sheltering your investments in an ISA wrapper where possible.
Retirement hub
Retirement should be a time of fun and adventure, but you need your finances working hard to support it. People retiring today could be looking at a retirement of 30 years or more.2 It’s become harder to retire in comfort, as life expectancy increases, and governments and companies reduce their contributions. Nevertheless, with forward planning, and careful saving, a prosperous retirement is within reach.
Investing for growth
In today’s dynamic world, we understand investors are actively seeking ways to unlock the full potential of their portfolios. From emerging markets full of potential, to ground-breaking innovation in developed economies, global financial markets hold a wealth of growth opportunities. At BlackRock, our active fund managers and experienced analyst teams strive to uncover the most exciting growth options across the world.
Investing for income and growth
Stock market investment can help your savings grow faster over time, rather than sticking with cash. However, stock market investment comes with risks, and share prices can be volatile. Investing for income alongside growth can help bring greater stability to portfolios for investors looking at long-term, steady wealth accumulation.
Understanding investment trusts
Started in 1868,3 Investment trusts are one of the UK’s most enduring investment options. Investment trusts aim to grow an investor’s capital by investing in a carefully-managed selection of companies within a single portfolio. Investment trusts are structured as companies, and traded on an exchange in the same way as a normal share, making them an accessible option for investors looking to grow wealth over time.
