Birthday celebration pics collage

My, My, My.

MyMap celebrates turning 5. What can a 5-year-old teach us about investing? Keep it simple.

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested. Marketing material

Figuring out how to invest can be overwhelming and knowing where to start can be half the battle. But any journey becomes a lot clearer when you have a map.

BlackRock’s MyMap range of portfolios offers a set of simple, diversified, cost-effective and risk-managed funds that help take the stress out of investing. 

Risk: Diversification and asset allocation may not fully protect you from market risk. For illustrative purposes only.

These funds make investments into ETFs that track stock and bond markets, as well as into ETCs, that invest in portfolio diversifiers, such as physical gold. This diversification can protect an investor's returns over time, even when markets are volatile.

ETFs=Exchange Traded Funds. ETC=Exchange Traded Commodities

Interested in investing sustainably? Our ESG-based fund takes into account environmental, social, and governance considerations when selecting its investments.

For the whole MyMap range, our investment process is simple: we aim to capture the investment upside, while managing the risks and costs associated with investing. That means we are focused on three fundamentals: risk, return and cost.

In an increasingly complex world, the solution we can offer – through our MyMap funds - is simplicity. A simple map charting toward a better future.

Risk Warnings

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.

Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially. Levels and basis of taxation may change from time to time.

Important Information

Investors should refer to the prospectus or offering documentation for the funds full list of risks.

BlackRock has not considered the suitability of this investment against your individual needs and risk tolerance. To ensure you understand whether our product is suitable, please read the fund specific risks in the Key Investor Document (KID) which gives more information about the risk profile of the investment. The KID and other documentation are available on the relevant product pages at We recommend you seek independent professional advice prior to investing.

Any research in this document has been procured and may have been acted on by BlackRock for its own purpose. The results of such research are being made available only incidentally. The views expressed do not constitute investment or any other advice and are subject to change. They do not necessarily reflect the views of any company in the BlackRock Group or any part thereof and no assurances are made as to their accuracy.

This document is for information purposes only and does not constitute an offer or invitation to anyone to invest in any BlackRock funds and has not been prepared in connection with any such offer.

© 2023 BlackRock, Inc. All Rights reserved. BLACKROCK, BLACKROCK SOLUTIONS and iSHARES are trademarks of BlackRock, Inc. or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.


MyMap multi-asset funds: Build simple, diversified client portfolios

MyMap. Ready when you are

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

What is MyMap?

MyMap is an actively managed, multi-asset fund range that’s simple, diversified, cost-effective, and risk-managed. It’s ready-made for your clients – giving you back more of your time.

Whatever the plan, we’re ready-made for it. MyMap. Ready when you are.

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Benefit from the simplicity of MyMap

MyMap offers ready-made, risk managed and diversified funds. So the only thing you need to do is choose the risk profile that fits your clients’ comfort level.

Compare asset allocation in MyMap funds

Multi-asset funds can invest in a variety of assets like equities, bonds, and alternatives. They provide more diversification than investing in a single asset and are designed with a specific risk level in mind.

Risk: Diversification and asset allocation may not fully protect you from market risk.

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BlackRock, as at April 2, 2024. Please note figures may not add to 100% due to rounding and may be subject to change in the future. For illustrative purpose only.

How MyMap makes investing more cost-effective

Under the hood of each MyMap fund is a collection of exchange-traded funds (ETFs) and index funds. These are investments that aim to track the performance of a specific index. An index represents the total return of a particular group of securities – often stocks or bonds. All MyMap funds charge a low-cost 0.17% fee except for the MyMap 4 Select Income, which charges 0.28%.1

If you consider two funds that differ only by their fee, you’ll see the MyMap fund that charges a 0.17% fee grew to over £353,000, which is approximately £34,000 more than the average investment fund that charges 0.65%.1

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The impact of fees

Bloomberg, MSCI February 28, 2024 (BlackRock analysis). For illustrative purposes only.
1D-share class only.
2Average based on Morningstar performance reporting data for Index Allocation Volatility Managed peer groups.

Risk and ratings of MyMap funds

We aim to capture investment potential while managing the costs and risks associated with investing. Each MyMap fund has a predefined risk profile, which is vital to achieving the right balance of risk and return potential. Our range is also mapped against risk rating agencies, helping you compare each fund’s risk against client expectations.

Fund name MyMap 3 MyMap 3
Select ESG
MyMap 4 MyMap 4
Select Income
MyMap 5 MyMap 5
Select ESG
MyMap 6 MyMap 7
Select ESG
Fees (OCF)* 0.17% 0.17% 0.17% 0.28% 0.17% 0.17% 0.17% 0.17%
Volatility targets 3-6% 3-6% 6-9% 6-9% 8-11% 8-11% 10-15% 12+%
Morningstar rated 3 NA 4 NA 4 NA 4 NA
Dynamic Planner rated 3 NA 5 4 5 5 7 NA
Defaqto rated 3 NA 4 4 5 5 7 NA
SRRI #band 4 4 4 4 5 5 5 5

Morningstar, Defaqto and Dynamic Planner rating as at March 31, 2024.
3OCF (Ongoing Charges Figure) shown here is an estimated of the annualised charges. An estimate is being used because the Fund (or unit class) was newly launched or it has been launched within the reported period. The Fund’s annual report for each financial year will include detail on the exact charges made. Figures shown are charges for the D Share class and charges may vary for units of other share classes.
4Portfolio Managers’ current process, which is subject to change without notice.
5SRRI is a value on a scale from 1 – 7 (based on the volatility of the fund), with 1 representing a lower risk and 7 representing a higher risk. This gives an indication of the overall risk and reward profile of the Fund.

A simple way to match your clients'
investment and sustainability goals

The transition to a low-carbon economy is driving material investment risks and opportunities.
The MyMap range includes three ESG (Environmental, Social and Governance) focused funds for clients asking how to combine their sustainability considerations and investment goals: MyMap 3 Select ESG, MyMap 5 Select ESG, and MyMap 7 Select ESG.

All three funds have a climate objective to:

  • Reduce carbon emissions by 30% compared to a portfolio that holds an equivalent rating 
  • Invest at least 80% of their corporate assets in sustainable strategies
  • Invest at least 80% of their government bonds with sovereigns with improved ESG credentials6

Risk: This information should not be relied upon as investment advice, or a recommendation
regarding any products, strategies. The environmental, social and governance ("ESG”)
considerations discussed herein may affect an investment team’s decision to invest in certain
companies or industries from time to time. Results may differ from portfolios that do not apply
similar ESG considerations to their investment process.


6Sovereigns with improved ESG credentials are those who have an ESG rating of BB or higher.

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How we incorporate sustainability considerations

The MyMap Select ESG funds have a climate goal to reduce carbon emission intensity relative to an equivalent non-sustainable asset mix by at least 30%. We also target a reduction in carbon emission intensity over a 5-year rolling window.


Carbon Emission Intensity*

* tons of CO2 per million $ of Enterprise Value including Cash

Risk: The strategies discussed are strictly for illustrative and educational purposes and are not a
recommendation, offer or solicitation to buy or sell any securities or to adopt any investment
strategy. There is no guarantee that any strategies discussed will be effective.

ESG screening risk: The benchmark index only excludes companies engaging in certain activities inconsistent with ESG criteria if such activities exceed the thresholds determined by the index provider. Investors should therefore make a personal ethical assessment of the benchmark index’s ESG screening prior to investing in the Fund. Such ESG screening may adversely affect the value of the Fund’s investments compared to a fund without such screening.

There is no guarantee that dividends will be paid.

MyMap Brochure: Ready when you are

Download the MyMap brochure to discover the MyMap ready-made, multi-asset fund range in more detail.
Brochures laying on a table

Whatever your ‘My’ is, see how MyMap can help your clients do more

In today’s economic environment, it’s unlikely that savings alone will be sufficient to support your clients’ financial goals. Investing has the potential to protect your clients’ wealth and help it grow over time.

Baloon Icon
Beat back inflation
When inflation is high, that can mean your clients money may not go as far. Fortunately, there are multiple investments that may help beat inflation.
Boat icon
Save more for retirement
The average life expectancy continues to rise – increasing the risk of your clients outliving their savings. Plant the seed for today, and for the future.
Income icon
Invest for income
Investing has the potential to generate inflation beating returns. This may protect your clients wealth from erosion, but also may help it grow over time.

Investing outperforms savings over the long term

This chart compares long-term growth of £10,000 between a multi-asset investment portfolio7 and a typical UK savings account8, with results based on real historical returns.

Over a 24-year period, the investment portfolio has grown and is now worth £35,855, whilst money parked in a savings account has barely kept up with inflation.

Risk: Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.

For illustrative purposes only and should not be construed as investment advice or investment recommendation of multi-asset investment portfolios.

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The power of investing

Bank of England, Bloomberg, MSCI February 28, 2023 (BlackRock analysis). For illustrative purposes only.
7A multi-asset portfolio combines different types of assets (e.g. stocks, bonds, real estate or cash) to create a diversified portfolio. In this case we use a blend 60% equities (MSCI All Country World Index Total Return in GBP) and 40% global bonds (Bloomberg Barclays Global Aggregate Bond Index Total Return GBP hedged).
8UK savings account would simply mean an interest-bearing deposit account held at a bank or other financial institutions – typically paying a moderate interest rate.

Powered with local expert knowledge and global market insights

Choosing the best investments for your clients can be challenging – especially in volatile markets. But any journey is easier when you have a map. That s why MyMap funds are actively managed by a dedicated team of investment experts.

Thanks for joining us for this quarter’s MyMap update. I’m Ed Horler, from the iShares & Wealth team.

Before we dive into our second update of 2024, I wanted to say how much the team have enjoyed seeing so many of you at all of our events and webinars so far this year. 

It’s been wonderful hearing how more and more of you are using our simple, low-cost but actively managed range of funds to suit a variety of your clients’ risk appetites –all for 17bps OCF for each fund – including our ESG mini family! The exception of course is our MyMap 4 Select Income fund which is 28bps. 

2024 has started on a dynamic note, as reflected in the diverse performance across asset classes in Q1. Global Equities demonstrated resilience, with Developed Market Equities in particular ending each month in positive territory. The Japanese market was a standout performer, boosted by a weakening yen and significant governmental reforms, including the termination of their negative interest rate policy. Despite challenges, Chinese equities rebounded due to supportive government interventions, showing possible recovery signs. Leading sectors for the quarter included Communication Services, Information Technology, Consumer Discretionary, and Industrials, while sectors like Real Estate, Materials, Energy, and Utilities lagged.

Fixed Income markets showed mixed results through the quarter. The year began with negative sentiment as central banks initially resisted the market's rate cut expectations. However, the mood shifted by March when a more dovish tone was adopted, supporting a partial recovery in bond prices. Consequently, US and UK government bond yields rose, reflecting a challenging environment for sovereign debt. Despite these pressures, credit markets saw some positive movements due to tightening credit spreads, driven by improving market sentiment.

In response to the evolving macroeconomic landscape, we've made strategic adjustments in our portfolios. We introduced an allocation to World Small Cap equities, aiming to capitalize on diverging valuations compared to large caps and to diversify from the U.S. tech-driven rally. On the fixed income front, we shifted our focus towards credit risk, particularly in European credit, reflecting our expectation for continued economic resilience and favourable spread opportunities.

Looking forward, we maintain a cautious yet optimistic outlook. We anticipate continued support for U.S. equities from an AI-centric investment cycle and a still-accommodative fiscal policy, along with potential monetary easing. We expect the European economy to exhibit signs of stabilization, with inflation likely trending towards the ECB's target of around 2% in the medium term. This backdrop suggests a lower likelihood of an outright recession, supporting a continued risk-on stance in our portfolio.

Our FX hedging remains consistent, with a 40% hedge on US equity exposures, 100% on European equity, and a full hedge on overseas fixed income, to robustly manage currency risk.

Our portfolios have navigated Q1 2024 with positive returns, particularly benefiting from the performance in U.S. and Japanese equities. Fixed income was more mixed, reflecting the initial negative impact of resistant central banks and a subsequent recovery as rate cut expectations were rekindled. Our strategic portfolio adjustments on March 26, 2024, were designed to enhance resilience and capitalize on identified growth opportunities across asset classes.

For more detailed insights, I invite you to explore our quarterly commentary and other materials available in our MyMap hub by searching for BlackRock MyMap.

Thank you for your time today. As always, we're here to answer any questions you may have. Please feel free to reach out to any of our team members.

Discover our latest expert insights

Make sense of what’s been happening in the markets and prepare for what’s ahead by staying tuned to our latest quarterly video, or read our market commentary for a deeper dive.

Meet our experts

Rafael Iborra
Rafael Iborra
Lead Portfolio Manager for the MyMap Fund Range
Claire Gallagher
Portfolio Manager, BlackRock’s Multi-Asset Strategies and Solutions
Chris Ellis Thomas
Portfolio Manager & Lead Strategist, BlackRock’s Multi-Asset Strategies and Solutions

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Square Mile recommended

The core MyMap range has been rated as part of Square Mile’s "Academy of Funds".