Why
BlackRock?
BlackRock is a global investment manager. Our founding mission was to start a company that thought differently about managing risk to better protect our clients, and it is still at our core today. No matter what your goals may be, at BlackRock, we are invested in your financial well-being.

Why BlackRock?

Do investors overlook climate risk?
Recent extreme weather events — from hurricanes and wildfires in the U.S. to heat waves in Europe and floods in Japan — have highlighted the investment risks posed by climate change. But investors may be overlooking the impact these risks have on portfolios.
We assess how physical climate changes would impact portfolios – and why markets aren’t paying enough attention.
Brian Deese, Global Head of Sustainable Investing, discusses how data and technology have allowed better insight into how companies are performing against environmental, social and governance goals.
SDG
Invests in companies that seek to address some of the world’s major social and environmental challenges while maintaining exposure to global stocks.

Do investors overlook climate risk?

Can the stock market rally last?
Markets are off to a strong start in 2019. What’s behind the rally? The global economy is still growing, and the Federal Reserve has hinted at a longer pause on interest rate hikes. But rising risks may knock markets off track. Investors should now dial down risk and focus on quality in portfolios.
Slowing growth and trade disputes could fuel uncertainty. We discuss how to build resilience into portfolios.
ISTB
Short term bonds can help add stability to portfolios, while also providing a source of income.

Can the stock market rally last?

Take charge of
your finances
Money is ranked the #1 source of stress in people’s lives, higher than physical health, work or family. The key to tackling it? Making wealth a part of our overall picture of well-being. Taking small steps around our wealth can have benefits not just for the future, but also for our well-being today.
We surveyed 27,000 people around the globe to uncover the connection between wealth and well-being.
Retirees James and Inja Yates have donated over $70k to their community by hosting travelers. By investing for their future, they’re giving back today.
We’ve partnered with Girlboss on a series of educational emails to help you improve your financial standing once and for all.

Take charge of your finances

Lessons on low market volatility
Market volatility had been unusually low in recent months - until last week's selloff. Our take: The subdued level of volatility may not accurately reflect the amount of potential risks, especially as we are the late phase of the economic cycle. Read more in our weekly commentary.
Cross-asset implied vol by asset class, 2005-2019
Cross-asset implied vol by asset class, 2005-2019
SOURCES

Sources: BlackRock Investment Institute, with data from Bloomberg, CBOE, Bank of America Merrill Lynch, and JP Morgan, May 2019. Notes: We use the CBOE VIX Index, MOVE Index and JPMorgan Global FX Volatility Index to represent the implied volatility in equities, fixed income and currency markets respectively. A z-score of 1 means the volatility level is one standard deviation above the cross-asset vol average for the period from the start of 1990 to May 8, 2019. The cross-asset vol is calculated as the average of the z-scores for the three asset classes. We omitted the peak of the volatility spike in late 2008 and early 2009 during the global financial crisis, in order to better present the trend for the rest of the selected period.

Lessons on low market volatility

Invest for the outcome you want
Markets are marked by increased challenges, from trade tensions to changing monetary policy to still-low yields. As a result, investors may need to work harder to achieve the outcomes they want. Explore three strategies to help your portfolio meet your needs.
Investors with a longer time horizon may want to take more risk in their portfolio. Stocks targeted towards momentum and growth have been able to deliver higher returns over time.

Invest for the outcome you want

Set a target
for retirement
People are living longer, which means they need their retirement savings to last longer, too. Starting early and understanding the different ways to save can help investors build a retirement plan with confidence.
The investment needs of your retirement plan will likely change over time. No matter where you are in life, find a plan that matches your goals and tolerance for risk.
We asked 401(k) plan savers about their goals and concerns for retirement – and what they are looking for from their employer. Find out what they told us.
These target date funds are professionally managed portfolios of diversified investments that adjust over time.

Set a target for retirement

USMV

59.76

Net Asset Value ($)

14.53

Total Returns (%)

AGG

108.99

Net Asset Value ($)

3.56

Total Returns (%)

SDG

56.44

Net Asset Value ($)

6.39

Total Returns (%)