RETIREMENT GUIDE

Nearing retirement

Finish your savings journey strong as you prepare to transition to retirement.
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When it comes to saving for retirement, how much is enough?

There’s no magic number, unfortunately. But creating your own personal retirement budget can help you develop a savings goal that makes sense for you.

It's normal for market conditions to cycle and change

Investors who can continue contributing to their retirement have the potential to take advantage of market recoveries.

Take advantage of an opportunity to catch up
If you are 50 or older, you can make catch-up contributions. While the extra contributions can help increase your savings as you near the retirement finish line, you don’t actually have to be “behind” to take advantage of them.
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Think about your investment options at retirement

When retirement comes, you’ll be able to choose between staying invested in your workplace savings plan or cashing out. Remaining in your 401(k) can have benefits, though it’s always important to consider the fees, benefits and investment options.