Retirement

In the 30 years since we pioneered target date funds, we’ve continually evolved our LifePath franchise to deliver the retirement outcomes savers need. So when they retire, they can do so on their own terms. Whether that means slowing down – or not.

Workers earning less than average are not saving for retirement due to a lack of access – with those that have intuitive and automated tools saving more.

BlackRock’s Read on Retirement survey reveals that financial burnout is on the rise – and one to watch. Explore the insights to see what trends are shaping retirement and driving the drop in confidence.

BlackRock worked with the Bipartisan Policy Center to lift the veil on how to optimize retirement income – and the role policymakers have to play in advancing financial security.

Our report identifies five trends that are shaping retirement and points to areas where we can convert challenges into opportunity – so that every American can enjoy the secure retirement they deserve.

New in-plan emergency savings solutions are on the horizon. What have the past five years of research taught us about the connection between short-term and long-term financial security, and how can 401(k) plans benefit from lessons learned?

New findings from EBRI’s recently released 2023 Retirement Confidence Survey reveal what’s top of mind for American workers and retirees. We look at two key findings – alongside ways the industry is responding.

The wage and wealth gap for women is well known, and the retirement savings gap is just as pronounced, especially since it spans across racial and income lines. Understanding the factors that perpetuate this gap could help lead to solutions.

In a recent interview on BlackRock’s The Bid podcast, Anne Ackerley, Head of BlackRock’s Retirement Group, talked about women, saving and how the retirement industry can better serve future generations.

While change often comes with uncertainty, BlackRock sees four key trends in the year ahead that may shape the retirement industry. Learn more.

Retirement income solutions need to be part of a culture shift that overcomes participant bias in order to succeed. Here's how.

Why some retirees are spending down their assets while others are not.

Retiring participants may need more help transitioning into a decumulation mindset. Find out why.

This year has been a tough one for retirement savers. Even with all the uncertainty, it’s important to remember that a retirement plan can be your most valuable tool when it comes to saving and feeling secure.

Findings from BlackRock’s 2022 Read on Retirement reveal how Gen Z is approaching saving for retirement. It’s clear that the youngest generation is taking the long view, but there may be early warning signs.

Two years of rising inflation, volatility and a global pandemic reveal that savers are looking for greater security in this year’s annual retirement survey.

Over two generations, the length of retirement has nearly tripled. BlackRock expert Nick Nefouse examines the impact through a social and financial lens to help inform solutions and ways to afford it.

Recent research provides insight into the ways debt unequally burdens workers, and even impacts the ways people think about spending once they retire.

We evaluated if a more finely-tuned approach to LifePath’s fixed income allocations could help achieve the objective of greater lifetime consumption over a participants’ lifecycle. Our research findings indicate the answer is yes.

Patrick Nolan sits down with Mark Peterson, Director of Investment Strategy and Education, to talk about what investors can do to help their nest egg deliver for the long run.

Save for the future or pay off debt? Deciding how to effectively use your extra income isn’t as simple as you think.

Women want more teach, less tell when it comes to retirement planning. Anne explains.