Welcome to the BlackRock U.S. site for individual investors

Even as markets were rocked by uncertainty as the coronavirus lockdowns began, the seeds of stability were sown in the massive fiscal and monetary policy response.

As individual entities plot their emergence from coronavirus closures, the pace of recovery and prospective outcomes are looking increasingly diverse.

What can equity investors expect in the fourth quarter? We offer three election observations and a viewpoint on seemingly “high” stock valuations.

Compelling economic data and a dovish Fed drove risk assets higher in August.

How the BlackRock Total Return Fund is positioned for today’s bond markets.

We see a higher inflation regime in coming years. Read about why in our Weekly commentary.

The BlackRock Investment Institute sees higher inflation over the medium term, for three main reasons. This has important implications for long-term investors.

Russ Koesterich, portfolio manager of the Global Allocation Fund, explains how history is not repeating itself with the recent sharp rise in tech stocks.

After a period of weakness, certain areas within cyclical stocks may be turning around.

The coronavirus shock is accelerating structural trends in inequality, globalization, macro policy and sustainability. This is fundamentally reshaping the investment landscape and will be key to investor outcomes.

Markets may press even higher this year, but some areas may fall behind.

In today’s fast-changing market, a proper understanding of the macroeconomic environment is essential to investing. Look inside BlackRock SAE’s approach.

Market update from BlackRock's municipal bond team.

With cyclical stocks rebounding, portfolio manager Russ Koesterich emphasizes that being discerning is key. Read more.

Bond yields are low, but investors’ need for income is high. In this one-minute read, Tony DeSpirito offers three reasons to look to equities for income.

If a negative monetary policy endgame is to be avoided, it will likely be technological advances of a profound kind that get us there.

Economic damage stemming from the coronavirus and subsequent lock-downs, responses put in place, monetary policy is being underestimated by markets.

Economic fallout threatens long-term financial security. What does it mean for retirement savings and steps can we take to build a more resilient system?

Jeff Shen discusses how alternative data is making a difference today, where we require more than the usual sources of information to assess investments.

Portfolio manager Russ Koesterich offers five strategies to prepare for potentially lower portfolio returns in coming years.

Market Insights: Description of article and where it will live i.e. market insights of US retail site.

The current moment feels like none before it, but our quantitative tools point toward a period of market recovery similar to others we’ve seen before.

Decumulation, or spending down one’s retirement assets, is far from a straightforward exercise. We explore some of the risks and introduce potential solutions for retirees.

The COVID crisis can become an opportunity for the marriage of monetary and fiscal policy to be targeted toward creating the right liquidity equilibrium.

Sustainable investing is going mainstream. The Systematic Active Equity team discusses the need to dig beyond headline numbers.

With crisis and recession come dividend cuts, but has the worst passed in this cycle? Get this one-minute take from Tony DeSpirito.

What would the world look like with less water? We explore the often overlooked risk of water stress and its financial implications on portfolios. Take a look.

Will companies have to cut their dividends amid coronavirus-related losses? A lead equity income investor offers his view.

Investors have shifted the focus of their fixed income portfolios. We highlight how the desire for stability is driving investors to US Treasury markets with ETFs.

What is the big deal about green bonds? They provide a means for investors to help issuers fund projects that put the world on a path towards a zero-carbon economy.

Looking to generate income from your nest egg? Make sure you don’t get it all from just one basket. Diversify your income sources with this fund options.

What is the impact, the positive environmental and social outcomes, of investing in a portfolio tracking the Bloomberg Barclays MSCI Global Green Bond Index?

Russ discusses why consumption has held up, and how the pandemic has accelerated long-term trends. Here are three reasons why the US consumer remains resilient.

BlackRock bond experts reveal the top themes driving our fixed income outlook. Learn the latest key risks and opportunities in today’s bond market.

The iShares Investment Strategy team discusses the economic and market outlooks for the U.S. and international markets, fixed income and factors.

David Rogal and Bob Miller contend that the TIPS market dislocations witnessed in recent months have resulted in opportunities that investors would be remiss to ignore.

Here are 5 areas of change that could have implications for investors from the impact of the global coronavirus outbreak that has changed life in profound ways.

Defined contribution plans need to evolve faster. We believe new solutions will be found in the competition of ideas in the retirement industry market place.

The 2019 Defined Contribution Pulse Survey explores how plan sponsors can help drive well-being through retirement preparedness. Find out more here.

In this brief video working from home, one of our experts offers insight into how target date funds can help manage the rocky markets. Learn more here.

Key implications of the passage of SECURE on your retirement security – with a particular focus on workplace retirement plans.

Read about BlackRock’s framework to incorporate ESG in portfolio construction and how the long transition toward adopting sustainability will reshape investing.

Ahead of Davos, take a look at a sample of our global insights on the economic and financial outlook, geopolitics, sustainability and other key trends.

Retiring participants may need more help transitioning into a decumulation mindset. Find out why.

The latest sign of sustainable going mainstream: rising interest in sustainable fixed income solutions. We share new tools and insights in this field.

Technology is transforming the way we work. Asset managers are no exception as they seek better investment outcomes for clients. Discover how.

Retirement income solutions need to be part of a culture shift that overcomes participant bias in order to succeed. Here's how.

Why some retirees are spending down their assets while others are not.

New BlackRock research finds 403(b) and 401(k) plan sponsors and participants continue to diverge in surprising ways. Find out more right here.

We present a framework to better measure geopolitical risks and their market impacts, and highlight its importance during the late-cycle environment.