READY- MADE PORTFOLIOS

MyMap multi-asset funds: Build simple, diversified client portfolios

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested. Marketing material

Figuring out how to invest can be overwhelming and knowing where to start can be half the battle. But any journey becomes a lot clearer when you have a map.

BlackRock’s MyMap range of portfolios offers a set of simple, diversified, cost-effective and risk-managed funds that help take the stress out of investing. 

Risk: Diversification and asset allocation may not fully protect you from market risk. For illustrative purposes only.

These funds make investments into ETFs that track stock and bond markets, as well as into ETCs, that invest in portfolio diversifiers, such as physical gold. This diversification can protect an investor's returns over time, even when markets are volatile.

ETFs=Exchange Traded Funds. ETC=Exchange Traded Commodities

Interested in investing sustainably? Our ESG-based fund takes into account environmental, social, and governance considerations when selecting its investments.

For the whole MyMap range, our investment process is simple: we aim to capture the investment upside, while managing the risks and costs associated with investing. That means we are focused on three fundamentals: risk, return and cost.

In an increasingly complex world, the solution we can offer – through our MyMap funds - is simplicity. A simple map charting toward a better future.

Risk Warnings

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.

Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially. Levels and basis of taxation may change from time to time.

Important Information

Investors should refer to the prospectus or offering documentation for the funds full list of risks.

BlackRock has not considered the suitability of this investment against your individual needs and risk tolerance. To ensure you understand whether our product is suitable, please read the fund specific risks in the Key Investor Document (KID) which gives more information about the risk profile of the investment. The KID and other documentation are available on the relevant product pages at www.blackrock.co.uk/its. We recommend you seek independent professional advice prior to investing.

Any research in this document has been procured and may have been acted on by BlackRock for its own purpose. The results of such research are being made available only incidentally. The views expressed do not constitute investment or any other advice and are subject to change. They do not necessarily reflect the views of any company in the BlackRock Group or any part thereof and no assurances are made as to their accuracy.

This document is for information purposes only and does not constitute an offer or invitation to anyone to invest in any BlackRock funds and has not been prepared in connection with any such offer.

© 2023 BlackRock, Inc. All Rights reserved. BLACKROCK, BLACKROCK SOLUTIONS and iSHARES are trademarks of BlackRock, Inc. or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.

MKTGH1023E/S-3154723

There’s do, and there’s do more

Building good, diversified portfolios for your clients takes time. That’s
why we built MyMap – a simple way to save you time whilst helping
your clients do more with their money.

Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.

What is MyMap?

MyMap is an actively managed, multi-asset fund range that’s simple, diversified, cost-effective, and risk-managed. It’s ready-made for your clients – giving you back more of your time.

Your clients do more with their money. You do more with your time.

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Benefit from the simplicity of MyMap

MyMap offers ready-made, risk managed and diversified funds. So the only thing you need to do is choose the risk profile that fits your clients’ comfort level.

Compare asset allocation in MyMap funds

Multi-asset funds can invest in a variety of assets like equities, bonds, and alternatives. They provide more diversification than investing in a single asset and are designed with a specific risk level in mind.

Risk: Diversification and asset allocation may not fully protect you from market risk.

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Source

BlackRock, as at April 2, 2023. Please note figures may not add to 100% due to rounding and may be subject to change in the future. For illustrative purpose only.

How MyMap makes investing more cost-effective

Under the hood of each MyMap fund is a collection of exchange-traded funds (ETFs) and index funds. These are investments that aim to track the performance of a specific index. An index represents the total return of a particular group of securities – often stocks or bonds. All MyMap funds charge a low-cost 0.17% fee except for the MyMap 4 Select Income, which charges 0.28%.1

If you consider two funds that differ only by their fee, you’ll see the MyMap fund that charges a 0.17% fee grew to over £353,000, which is approximately £34,000 more than the average investment fund that charges 0.65%.1

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The impact of fees
Source

Bloomberg, MSCI February 28, 2023 (BlackRock analysis). For illustrative purposes only.
1D-share class only.
2Average based on Morningstar performance reporting data for Index Allocation Volatility Managed peer groups.

Risk and ratings of MyMap funds

We aim to capture investment potential while managing the costs and risks associated with investing. Each MyMap fund has a predefined risk profile, which is vital to achieving the right balance of risk and return potential. Our range is also mapped against risk rating agencies, helping you compare each fund’s risk against client expectations.

Fund name MyMap 3 MyMap 3
Select ESG
MyMap 4 MyMap 4
Select Income
MyMap 5 MyMap 5
Select ESG
MyMap 6 MyMap 7
Select ESG
Fees (OCF)* 0.17% 0.17% 0.17% 0.28% 0.17% 0.17% 0.17% 0.17%
Volatility targets 3-6% 3-6% 6-9% 6-9% 8-11% 8-11% 10-15% 12+%
Morningstar rated 3 NA 4 NA 4 NA 4 NA
Dynamic Planner rated 3 NA 5 4 5 5 7 NA
Defaqto rated 3 NA 4 4 5 5 7 NA
SRRI #band 4 4 4 4 5 5 5 5
Source

Morningstar, Defaqto and Dynamic Planner rating as at March 31, 2023.
3OCF (Ongoing Charges Figure) shown here is an estimated of the annualised charges. An estimate is being used because the Fund (or unit class) was newly launched or it has been launched within the reported period. The Fund’s annual report for each financial year will include detail on the exact charges made. Figures shown are charges for the D Share class and charges may vary for units of other share classes.
4Portfolio Managers’ current process, which is subject to change without notice.
5SRRI is a value on a scale from 1 – 7 (based on the volatility of the fund), with 1 representing a lower risk and 7 representing a higher risk. This gives an indication of the overall risk and reward profile of the Fund.

A simple way to match your clients'
investment and sustainability goals

The transition to a low-carbon economy is driving material investment risks and opportunities.
The MyMap range includes three ESG (Environmental, Social and Governance) focused funds for clients asking how to combine their sustainability considerations and investment goals: MyMap 3 Select ESG, MyMap 5 Select ESG, and MyMap 7 Select ESG.

All three funds have a climate objective to:

  • Reduce carbon emissions by 30% compared to a portfolio that holds an equivalent rating 
  • Invest at least 80% of their corporate assets in sustainable strategies
  • Invest at least 80% of their government bonds with sovereigns with improved ESG credentials6

Risk: This information should not be relied upon as investment advice, or a recommendation
regarding any products, strategies. The environmental, social and governance ("ESG”)
considerations discussed herein may affect an investment team’s decision to invest in certain
companies or industries from time to time. Results may differ from portfolios that do not apply
similar ESG considerations to their investment process.

Source

6Sovereigns with improved ESG credentials are those who have an ESG rating of BB or higher.

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How we incorporate sustainability considerations

The MyMap Select ESG funds have a climate goal to reduce carbon emission intensity relative to an equivalent non-sustainable asset mix by at least 30%. We also target a reduction in carbon emission intensity over a 5-year rolling window.

 

Carbon Emission Intensity*

* tons of CO2 per million $ of Enterprise Value including Cash

Risk: The strategies discussed are strictly for illustrative and educational purposes and are not a
recommendation, offer or solicitation to buy or sell any securities or to adopt any investment
strategy. There is no guarantee that any strategies discussed will be effective.

ESG screening risk: The benchmark index only excludes companies engaging in certain activities inconsistent with ESG criteria if such activities exceed the thresholds determined by the index provider. Investors should therefore make a personal ethical assessment of the benchmark index’s ESG screening prior to investing in the Fund. Such ESG screening may adversely affect the value of the Fund’s investments compared to a fund without such screening.

There is no guarantee that dividends will be paid.

MyMap Brochure: A simple way to do more with your money

Download the MyMap brochure to discover the range in more detail
Brochures laying on a table

How MyMap can help your clients do more with their money

In today’s economic environment, it’s unlikely that savings alone will be sufficient to support your clients’ financial goals. Investing has the potential to protect your clients’ wealth and help it grow over time.

Two balloons inflated
Beat back inflation
When inflation is high, that can mean your clients money may not go as far. Fortunately, there are multiple investments that may help beat inflation.
Sailing boat
Save more for retirement
The average life expectancy continues to rise – increasing the risk of your clients outliving their savings. Plant the seed for today, and for the future.
A man's face
Invest for income
Investing has the potential to generate inflationbeating returns. This may protect your clients wealth from erosion, but also may help it grow over time.

Investing outperforms savings over the long term

This chart compares long-term growth of £10,000 between a multi-asset investment portfolio7 and a typical UK savings account8, with results based on real historical returns.

Over a 24-year period, the investment portfolio has grown and is now worth £35,855, whilst money parked in a savings account has barely kept up with inflation.

Risk: Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.

For illustrative purposes only and should not be construed as investment advice or investment recommendation of multi-asset investment portfolios.

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The power of investing
Source

Bank of England, Bloomberg, MSCI February 28, 2023 (BlackRock analysis). For illustrative purposes only.
7A multi-asset portfolio combines different types of assets (e.g. stocks, bonds, real estate or cash) to create a diversified portfolio. In this case we use a blend 60% equities (MSCI All Country World Index Total Return in GBP) and 40% global bonds (Bloomberg Barclays Global Aggregate Bond Index Total Return GBP hedged).
8UK savings account would simply mean an interest-bearing deposit account held at a bank or other financial institutions – typically paying a moderate interest rate.

Powered with local expert knowledge and global market insights

Choosing the best investments for your clients can be challenging – especially in volatile markets. But any journey is easier when you have a map. That s why MyMap funds are actively managed by a dedicated team of investment experts.

Hi everyone,

Thanks for joining us for this quarter’s MyMap update. I’m Heather Christie, head of the UK Adviser Sales Team.

Before we kick off our first update of 2024, I wanted to say how much the team enjoyed seeing you all at the many roadshows which took place across the country last year.

It was fantastic hearing how more and more of you are using our simple, low-cost but actively managed range of funds to suit a variety of your clients’ risk appetites all for 17bps OCF for each fund*, including our ESG mini family! The exception of course is our MyMap 4 Select Income fund which is 28bps. 

2023 was a year of significant shifts, and Q4 was no exception. Global Equities bounced back from Q3's losses, ending the year near all-time highs as market sentiment transitioned from recession fears to expectations of positive economic growth. Developed and Emerging Market Equities saw gains despite economic challenges, particularly in China. Notably, Technology, Real Estate, Financials, and Consumer Discretionary sectors showed robust performance, while energy lagged due to lower energy prices.

In Fixed Income, the performance was strong, driven by expectations of lower rates. This led to positive returns in US and European government bonds. Emerging Market debt stood out, ending as the top-performing asset class, reflecting increased investor interest due to higher yield levels.

We've made strategic portfolio changes by increasing our exposure to U.S. and Japanese equities, while reducing our underweight position in Emerging Market equities and trimming European equities. In response to moderating inflation, we've also reduced our exposure to inflation-linked bonds, favouring high-yield bonds with attractive spreads. Our continued focus on strong fundamentals and economic resilience guides these decisions.

As for our outlook, we're mindful of policy settings potentially posing a headwind to global growth. However, the resilience added by strong corporate balance sheets and the AI-centric investment cycle keeps us confident in our risk-on stance. Our FX hedging remains prudent, with a 40% hedge on US equity, 100% on European equity, and a full hedge on overseas fixed income, ensuring robust risk management.

Our portfolios delivered positive returns in Q4 2023, with higher risk profiles experiencing greater gains. The ESG range notably outperformed its non-ESG counterparts. US equities were a significant contributor to this success. In fixed income, medium to longer-dated US Treasuries, UK Gilts, and corporate bonds were also key contributors. On the other hand, commodities, along with medium to long-dated US Treasuries, posed challenges during the quarter.

In the U.S., leading growth indicators have remained stable, and while core inflation has fallen, most alternative measures of inflation are persistently above 3%. Europe shows signs of stabilization and falling inflation, with the expectation that core inflation could settle around 2% in 2024. These developments give us optimism, reducing the likelihood of repeating the ‘all assets off’ scenario of 2022.

Our portfolio rebalance on December 14, 2023, has increased portfolio risk across profiles, adapting to the evolving market conditions. We’ve adjusted our equities allocation accordingly, increasing it by varying percentages across different MyMap portfolios.

For more detailed insights, I invite you to explore our quarterly commentary and other materials available in our MyMap hub by searching for BlackRock MyMap.

Thank you for your time today. As always, we're here to answer any questions you may have. Please feel free to reach out to any of our team members.

Discover our latest expert insights

Make sense of what’s been happening in the markets and prepare for what’s ahead by staying tuned to our latest quarterly video, or read our market commentary for a deeper dive.

Meet our experts

Rafael Iborra
Lead Portfolio Manager for the MyMap Fund Range
Claire Gallagher
Portfolio Manager, BlackRock’s Multi-Asset Strategies and Solutions
Chris Ellis Thomas
Portfolio Manager & Lead Strategist, BlackRock’s Multi-Asset Strategies and Solutions

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Square Mile recommended

The core MyMap range has been rated as part of Square Mile’s "Academy of Funds".