The Fund’s investment objective is to provide a return on your investment (generated through an increase in the value of the assets held by the Fund and/or income received from those assets) over the long-term (five or more consecutive years). The Fund will invest at least 70% of its total assets in other funds to gain indirect exposure globally to: equity securities (i.e. shares), real estate investment trusts, fixed income (FI) securities (such as government and non-government bonds), alternative asset classes (i.e. assets that are not publicly traded or otherwise not readily transferable or realisable) and, on a limited basis, commodities. Commodity exposure is not expected to exceed 10%. The exposure to alternative assets will be achieved by the Fund investing in one or more long-term asset funds (LTAFs) that invest at least 60% of their assets in alternative assets such as private (i.e. unlisted) equity, private debt (i.e. loans), private real estate and/or private infrastructure. Up to 30% of the Fund’s assets may be invested in LTAFs (in aggregate), but the Fund will target an allocation of approximately 15% (in aggregate) in LTAFs. The Fund applies two environmental, social and governance (ESG) commitments to its selection of other funds. First, at least 50% of the assets the Fund invests in government bond funds must be in funds that track benchmarks comprised of at least 50% of government bond issuers with an ESG government rating of BB or higher (as defined by MSCI or another data vendor). Second, at least 50% of the assets the Fund invests in other funds, other than funds used for EPM purposes, government bond funds and commodity funds, must be in funds that apply ESG screening criteria (as set out in the Fund’s prospectus) within their investment processes.