Fiduciary management

Capital at risk. All financial investments involve an element of risk. Therefore, the value of the investment and the income from it will vary and the initial investment amount cannot be guaranteed.

We want to say thank you for this opportunity to present our fiduciary management capabilities as you consider the next steps for your scheme and your members.

Please watch our video below.

  • We want to say thank you for this opportunity to present our Fiduciary Management capabilities as you consider the next steps for your schemes and your members.

    At BlackRock, our mission is to help more people experience financial wellbeing.  

    And we are. Across all of these different strategies, more people trust us to manage their money than anyone else. (BlackRock, March 2020)

    But that’s not why we should work together.

    By setting out the specifics for your schemes, our Request For Proposal (RFP) response will help you achieve the objectives you want.

    And we take three steps to do just that.

    Step one, Understanding your needs.

    Fiduciary management works best when it’s a partnership. That’s why we’ve spent the time getting to know you and your scheme’s preferences, constraints and main objectives, and we’ll work hand-in-hand with you to meet them.

    Step two, A different approach to asset allocation.

    We know one size doesn’t fit all. 80% of returns are determined by asset allocation so we use our knowledge and insights to build your ideal portfolio.

    First, the BlackRock Investment Institute works out risk and return assumptions for every asset class and time horizon. We use these assumptions to build a strategic asset allocation specific to you and your scheme.

    Risk: There can be no guarantee that the investment strategy can be successful and the value of investments may go down as well as up.

    But static strategies aren’t enough to get you to your end goal. We have to stay dynamic by knowing how and when to reduce risk in volatile times and capturing opportunities in better ones. We are a firm of investors, trading in markets every minute of every day so we’re able to move quickly to adjust our portfolios. That means we aim to make the right changes to your portfolio smoothly and quickly.

    Step three, Risk Management and Reporting.

    Once we’ve built a portfolio, we continually analyse and stress-test it in a way other asset managers can’t, thanks to Aladdin – our market-leading investment and risk management system.

    Aladdin allows us to provide clear, transparent reporting that shows you exactly what you hold, what risks are being taken and how others are being managed. And, importantly, our reporting shows you where you are on your journey to achieving your goals and precisely how you got there.

    Risk: While proprietary technology platforms may help manage risk, risk cannot be eliminated.

    With all of this*, it’s no surprise that two thirds of our entire business comes from managing retirement money. (BlackRock, March 2020)

    We’ve really enjoyed learning about your scheme and the sponsor’s business. Our goal is to help you achieve your objectives in a smooth, risk-managed and truly collaborative way.

    We’re excited to have this chance to serve you as your fiduciary manager, so we hope our response to your RFP makes you feel equally excited to work with us.

    We look forward to hearing from you.