Model portfolio tools and insights for advisors

Model portfolios can help advisors streamline portfolio construction, rebalancing, and ongoing management. They provide a consistent investment framework across client accounts, helping advisors save time, scale their practice, and spend more time on financial planning, client relationships, and business growth.

No. Model portfolios can serve as a flexible foundation that advisors personalize based on a client’s goals, risk tolerance, tax considerations, investment preferences, and existing holdings. The level of personalization will depend on the model, the advisor’s implementation approach, and the capabilities of the investment platform being used. Learn how to customize your portfolio.

Model portfolios can be used as part of an investment approach for high-net-worth and ultra-high-net-worth clients. Advisors may use models as a core allocation and personalize the broader portfolio around concentrated positions, tax considerations, liquidity needs, private markets, income objectives, or other complex client circumstances.

Advisors should consider a provider’s investment expertise, portfolio construction process, risk management approach, range of solutions, transparency, fees, and ongoing portfolio oversight. They may also evaluate the provider’s technology, portfolio analytics, practice-management resources, and ability to support client conversations and implementation.

Model portfolios create a repeatable investment process that can reduce the time advisors spend researching investments, constructing portfolios, monitoring allocations, and preparing trades. This can help advisors serve more households consistently while creating additional capacity for planning, prospecting, and client engagement.

Model portfolio providers generally monitor their allocations based on the portfolio’s investment objective, market conditions, risk exposures, and underlying investments. When the provider makes an allocation change, the advisor decides whether and how to implement it in client accounts based on each client’s circumstances and the advisor’s platform. Learn about our rebalance resources.

Yes. Advisors can evaluate model portfolios based on factors such as investment objective, asset allocation, historical performance, risk, cost, underlying holdings, and portfolio construction approach. BlackRock’s Model Evaluator and Portfolio Analyzer are designed to help advisors compare models and analyze portfolio characteristics.