BlackRock Canada’s LifePath® franchise is continuously evolving to help deliver the retirement outcomes your plan members need.
LifePath Target Date Funds are built for all life stages
A simple way to invest for retirement
LifePath® Target Date Funds (TDFs) offer a sophisticated retirement investment solution designed to support Canadian plan members at every stage of life.
On a technical level, target date funds monitor four key risks that plan members face: longevity risk, market risk. inflation risk and behavioral risk. These target date funds automatically rebalance risk levels over time, so the only decision a plan member needs to make is their target retirement date – the year they intend to retire.
| Life stage | Key risks | LifePath approach |
|---|---|---|
| Early career | Saving enough | Grow: Seeks growth to help overcome low savings rates. |
| Mid career | Managing market volatility | Protect: Seeks to reduce volatility to help provide stability as retirement nears. |
| In retirement | Deliver consistent spending | Spend: Seeks to provide consistent spending to help overcome outliving savings. |
For most people, the point of saving for retirement is so you can stop working someday. That's why LifePath's investment objective is to support consistent spending in retirement. It's been that way since day one - and it's a big piece of what sets us apart.
Nick Nefouse, CFAGlobal Head of Retirement Solutions and Head of LifePath, BlackRock
Simplify Investing with LifePath TDFs
Help your plan members navigate their retirement planning with LifePath® Target Date Funds. By implementing an age-aware investment strategy, plan members can potentially achieve consistent spending to and through retirement.
Why work with BlackRock Canada?
LifePath TDFs help Canadian recordkeepers, plan sponsors and consultants meet the evolving needs of plan members with confidence.
Convenience
An index-based approach leveraging BlackRock’s scale delivers competitive pricing and a sophisticated retirement solution.
Research Led
Backed by almost 20 years of lifecycle research in Canada.
Access
Available through all major record keeping platforms.
Q1 Webcast Replay
Click here to watch the replay of the quarterly LifePath webcast
Optimizing Retirement Outcomes
Read more about how our GPS framework is improving retirement outcomes for participants across all life stages.
Re-examining "To vs. Through"
Explore the “to vs. through” glidepath and the two philosophies behind managing retirement risk
Additional resources
Insights hub
Stay ahead of the markets with insights from our strategists and portfolio managers, uncover the latest on the global economy, geopolitics and retirement among other timely investment ideas.
On-demand event library
Missed a live LifePath event? Explore our library of on‑demand replays featuring institutional events from the past year.