
Retirement simplified
LifePath® target date funds explained
LifePath Target Date Funds seek to provide a diversified investment that balances between growing your investment and protecting against risk to help advance your retirement goals.
I invest on behalf of my clients.
I consult or invest on behalf of a financial institution.
I want to learn more about BlackRock.
To reach a different BlackRock site directly, please update your user type.

BlackRock currently manages a suite of target date funds that contain mixes of several different types of stocks, bonds and other investments to help you take more risks when you’re young, and then gradually get more conservative in your investment strategy over time.
The LifePath Funds may be offered as mutual funds. You should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. The prospectuses and, if available, the summary prospectuses contain this and other information about the funds, and are available, along with information on other BlackRock funds, by calling 800-882-0052 or from your financial professional. The prospectuses and, if available, the summary prospectuses should be read carefully before investing.
Investing involves risk, including possible loss of principal.
This material is provided for educational purposes only and is not intended to constitute investment advice or an investment recommendation within the meaning of federal, state or local law. You are solely responsible for evaluating and acting upon the education and information contained in this material. BlackRock will not be liable for direct or incidental loss resulting from applying any of the information obtained from these materials or from any other source mentioned. BlackRock does not render any legal, tax or accounting advice and the education and information contained in this material should not be construed as such. Please consult with a qualified professional for these types of advice.
This material is provided for educational purposes only and is not intended to constitute “investment advice” or an investment recommendation within the meaning of federal, state, or local law. You are solely responsible for evaluating and acting upon the education and information contained in this material. BlackRock will not be liable for any direct or incidental loss resulting from applying any of the information obtained from these materials or from any other source mentioned. BlackRock does not render any legal, tax or accounting advice and the education and information contained in this material should not be construed as such. Please consult with a qualified professional for these types of advice.
Asset allocation and diversification may not protect against market risk, loss of principal or volatility of returns.
Investing in target date funds involves risk, including possible loss of principal. The target date in the name of the fund is the approximate date when an investor plans to start withdrawing money. The blend of investments in each portfolio are determined by an asset allocation process that seeks to maximize assets based on an investor's investment time horizon and tolerance for risk. Typically, the strategic asset mix in each portfolio systematically rebalances at varying intervals and becomes more conservative (less equity exposure) over time as investors move closer to the target date. The principal value of a fund is not guaranteed at any time, including at and after the target date.
Prepared by BlackRock Investments, LLC, member FINRA.
©2026 BlackRock, Inc. or its affiliates. All Rights Reserved. BLACKROCK, LIFEPATH, ALADDIN and iSHARES are trademarks of BlackRock, Inc. or its affiliates. All other trademarks are those of their respective owners.
MKTG0326-5285781-EXP0327