The LifePath Funds may be offered as mutual funds.
The LifePath Funds may be offered as mutual funds. You should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. The prospectuses and, if available, the summary prospectuses contain this and other information about the funds, and are available, along with information on other BlackRock funds, by calling 800-882-0052 or from your financial professional. The prospectuses and, if available, the summary prospectuses should be read carefully before investing.
LifePath seeks to provide a diversified asset allocation solution that adjusts overtime to appropriately balance growing investments when young and a more conservative risk allocation when approaching retirement. LifePath does so by following a glidepath, which establishes how much risk individuals should take at each point over the course of an individual’s lifetime. Through this process, LifePath seeks to help individuals prepare for retirement through their accumulation and decumulation phases.
The fund is actively managed and its characteristics will vary.
Fund of funds are subject to the risks associated with the underlying BlackRock funds in which it invests.
Stock and bond values fluctuate in price so the value of your investment can go down depending on market conditions.
International investing involves special risks including, but not limited to currency fluctuations, illiquidity and volatility. These risks may be heightened for investments in emerging markets.
Fixed income risks include interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in bond values. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments.
Asset allocation strategies do not assure profit and do not protect against loss.
The fund may use derivatives to hedge its investments or to seek to enhance returns. Derivatives entail risks relating to liquidity, leverage and credit that may reduce returns and increase volatility.
Asset allocation and diversification may not protect against market risk, loss of principal or volatility of returns.
The principal value of the fund(s) is not guaranteed at any time, including at the target date. The target date in the name of the fund is the approximate date when an investor plans to start withdrawing money.
The LifePath products are covered by US patent 8,645,254.
The opinions expressed may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by BlackRock, Inc. and/or its subsidiaries (together, “BlackRock”) to be reliable. No representation is made that this information is accurate or complete. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader.
This material is not intended to be tax advice. The tax consequences of dividend distributions may vary by individual taxpayer. Please consult a tax professional with regard to your client's specific situation elsewhere. All other marks are the property of their respective owners.
Investing involves risk, including possible loss of principal.
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