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Reduce your
investment risk

Investing for the long-term means persisting through market swings. By selling during times of volatility and missing out when the markets turn back up, investors' portfolios could underperform. Instead, investors should consider these funds that can potentially help during times of volatility.

  • With stock markets near all-time highs, lower-risk core bonds can offer diversification benefits and help mitigate risk in case of a sell-off.1
  • Lower volatility equity strategies can help provide returns with less risk.

You should work with a financial advisor before making investment decisions.

01 MALOX

ACCESS A WORLD OF OPPORTUNITY

Global Allocation Fund
DESIGNED FOR Returns competitive to global equities
with less risk
SENSITIVE TO Global economic and market risk
Equity Fixed Income
TOP HOLDINGS as of Jun 28, 2019
TOP HOLDINGS as of Jun 28, 2019
Name Weight (%)
ALPHABET INC CLASS C 1.65
MICROSOFT CORP 1.53
APPLE INC 1.25
JPMORGAN CHASE & CO 1.11
UBER TECHNOLOGIES INC 0.97
Name Weight (%)
COMCAST CORP CLASS A 0.93
DANONE SA 0.91
NESTLE SA 0.91
AMAZON COM INC 0.9
ANTHEM INC 0.85
Name Weight (%)
TREASURY NOTE 2.375 05/15/2029 7.79
TREASURY NOTE 2 05/31/2024 6.89
TREASURY NOTE 2.625 01/31/2026 3.18
TREASURY (CPI) NOTE 0.5 04/15/2024 1.88
GERMANY (FEDERAL REPUBLIC OF) 0.25 02/15/2029 1.74
Name Weight (%)
TREASURY NOTE 3 10/31/2025 1.64
FRANCE (REPUBLIC OF) 0.5 05/25/2029 0.92
ITALY (REPUBLIC OF) 3 08/01/2029 0.64
TREASURY NOTE 2.25 04/30/2024 0.55
TREASURY NOTE 2.875 11/30/2025 0.51
02 AGG

Diversify for less

iShares Core U.S. Aggregate Bond ETF
DESIGNED FOR Diversifying stocks at a low cost
SENSITIVE TO Rising interest rates
Top Holdings as of Jul 22, 2019
Name Weight (%)
BLACKROCK CASH CL INST SL AGENCY 4.04
FNMA 30YR 2016 PRODUCTION 1.23
GNMA2 30YR 2016 PRODUCTION 1.05
GNMA2 30YR 2017 PRODUCTION 0.96
FGOLD 30YR 2016 PRODUCTION 0.88
Name Weight (%)
GNMA2 30YR 2017 PRODUCTION 0.76
TREASURY NOTE 0.68
FNMA 30YR 4% LTV > 90 2017 0.67
GNMA2 30YR TBA(REG C) 0.64
TREASURY NOTE 0.58
03 USMV

HELP WEATHER U.S. STOCK SWINGS

iShares Edge MSCI Min Vol USA ETF
DESIGNED FOR U.S. stocks with potentially less risk
SENSITIVE TO Holistic stock market risk
Top Holdings as of Jul 22, 2019
Name Weight (%)
NEWMONT GOLDCORP CORP 1.87
VISA INC CLASS A 1.57
WASTE MANAGEMENT INC 1.55
MCDONALDS CORP 1.54
COCA-COLA 1.48
Name Weight (%)
PEPSICO INC 1.42
REPUBLIC SERVICES INC 1.41
VERIZON COMMUNICATIONS INC 1.38
YUM BRANDS INC 1.38
PFIZER INC 1.32
04 MAHQX

Buffer with core bonds

Total Return Fund
DESIGNED FOR Diversifying stocks while seeking outperformance
SENSITIVE TO Rising interest rates
TOP HOLDINGS as of Jun 28, 2019
Name Weight (%)
FEDERAL NATIONAL MORTGAGE ASSOCIATION 12.74
UNITED STATES TREASURY 12.57
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION II 7.87
UNIFORM MBS 4.29
FEDERAL HOME LOAN MORTGAGE CORPORATION 4.17
Name Weight (%)
BANK OF AMERICA CORP 1.4
JPMORGAN CHASE & CO 1.28
FEDERAL HOME LOAN MORTGAGE CORPORATION -GOLD 1.21
VERIZON COMMUNICATIONS INC 0.67
AT&T INC 0.63