Generating income

For individuals who rely on their investments for income, it’s important to allocate to both stocks and bonds. Taking a diversified approach with these investments can help investors seek consistent income for the long run, while potentially reducing risk in their portfolios.

  • Exploring different types of bond investments in addition to government bonds can help provide new sources of income.
  • As interest rates have risen, short-term bonds have become more attractive, providing investors with higher yields.
  • Investors looking to allocate to both stocks and bonds in one fund should consider multi-asset strategies.

You should work with a financial advisor before making investment decisions.

01 BMSIX
GET MORE WITH CREDIT Credit Strategies Income Fund
DESIGNED FOR Diversifying bond investments
SENSITIVE TO Credit risk
TOP HOLDINGS as of Jan 31, 2019
Name Weight (%)
UNITED STATES TREASURY 6.83
ISHARES JPMORGAN USD EMERGING MARKETS BOND FUND 0.95
VANECK VECTORS JP MORGAN EM LOCAL CURRENCY BD ETF 0.91
POWERLONG REAL ESTATE HOLDINGS LTD 0.59
POWERSHARES SENIOR LOAN PORTFOLIO 0.56
Name Weight (%)
CSC HOLDINGS LLC 0.54
YUZHOU PROPERTIES COMPANY LTD 0.54
AJAXM_18-G-A 0.54
JPMORGAN CHASE & CO 0.51
BAUSCH HEALTH COMPANIES INC 0.49
02 HYG
FOCUS ON HIGH YIELD iShares iBoxx $ High Yield Corporate Bond ETF
DESIGNED FOR Income from high yield bonds
SENSITIVE TO Credit risk
Top Holdings as of Mar 21, 2019
Name Weight (%)
BLK CSH FND TREASURY SL AGENCY 0.92
ALTICE FRANCE SA (FRANCE) 144A 0.6
SPRINT CORP 0.51
TENET HEALTHCARE CORPORATION 0.38
BAUSCH HEALTH COMPANIES INC 144A 0.38
Name Weight (%)
CCO HOLDINGS LLC 144A 0.37
CHS/COMMUNITY HEALTH SYSTEMS INC 0.36
BAUSCH HEALTH COMPANIES INC 144A 0.35
TEVA PHARMACEUTICAL FINANCE NETHER 0.34
INTELSAT JACKSON HOLDINGS SA 144A 0.34
03 NEAR
Seek less risk in short-term bonds iShares Short Maturity Bond ETF
DESIGNED FOR Attractive income from short-term bonds
SENSITIVE TO Minimally sensitive to changes in market
or government interest rates
Top Holdings as of Mar 21, 2019
Name Weight (%)
TREASURY NOTE 2.57
TREASURY NOTE 1.46
TREASURY NOTE 1.28
BLK CSH FND TREASURY SL AGENCY 1.03
AMXCA_17-3 A 0.96
Name Weight (%)
CVS HEALTH CORP 0.89
ACTAVIS FUNDING SCS 0.81
GENERAL MOTORS FINANCIAL CO INC 0.81
SHIRE ACQUISITIONS INVESTMENTS IRE 0.81
COMET_17-A1 A1 0.8
04 BIICX
Cast a wide net Multi-Asset Income Fund
DESIGNED FOR Diversifying across asset classes
SENSITIVE TO Stock and bond market risks
Equity Fixed Income
TOP HOLDINGS as of Feb 28, 2019
TOP HOLDINGS as of Feb 28, 2019
Name Weight (%)
ENTERPRISE PRODUCTS PARTNERS UNITS 0.5
ENERGY TRANSFER UNITS 0.49
MPLX COMMON UNITS 0.44
PLAINS ALL AMERICAN PIPELINE UNITS 0.43
MAGELLAN MIDSTREAM PARTNERS UNITS 0.38
Name Weight (%)
CSX CORP - ELN 0.3
INTEL CORP - ELN 0.29
NIKE INC CLASS B - ELN 0.29
CONSTELLATION BRANDS INC CLASS A - ELN 0.29
PFIZER INC - ELN 0.29
Name Weight (%)
ISHARES IBOXX HIGH YIELD CORP BOND 7.34
SPDR BLOOMBERG BARCLAYS HIGH YIELD 0.86
ISHARES SHORT-TERM CORP BOND 0.39
STATE STREET CORP 3.78819 06/15/2037 0.37
WESTPAC BANKING CORP. (NEW ZEALAND 5 12/31/2049 0.34
Name Weight (%)
SOCIETE GENERALE SA 144A 8 12/31/2049 0.33
MORGAN STANLEY 5.85 12/31/2049 0.32
TRANSCANADA TRUST 5.875 08/15/2076 0.31
CREDIT SUISSE GROUP AG 144A 7.5 12/31/2049 0.3
GENERAL MOTORS FINANCIAL CO INC 5.75 12/31/2049 0.3