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What are multi-asset strategies?

A multi-asset strategy combines different types of assets, such as stocks, bonds, real estate or cash to create a more nimble and broadly diversified portfolio. Fund managers balance asset classes to achieve particular investment objectives, such as growth, income or risk minimization.

What are popular multi-asset investment strategies?

The three major multi-asset fund categories are:

  1. Global macro allocation: These multi-asset funds offer investors broad diversification across a wide spectrum of asset classes. They trade assets in a flexible approach to adapt to shifting macro-economic conditions.
  2. Risk tolerance: These funds tailor their allocation toward a desired level of risk, whether it’s conservative, moderate or aggressive.
  3. Target date: Typically geared toward retirement investing, these multi-asset funds gradually adjust their allocation to match a specific investment horizon.

What are the benefits of multi-asset investment strategies?

Multi-asset funds offer the expertise of experienced fund managers who make investment decisions for you, such as whether to invest more assets overseas, shift assets from bonds to other income-generating securities, dial back risk or seek better opportunities. You benefit from high-level allocation strategy, a critical component to investment success.

Broad, unbiased opportunities
Broad, unbiased opportunities
Portfolios take an asset class-agnostic approach through thematic, factor and asset class lenses
Flexible, dynamic portfolios
Flexible, dynamic portfolios
Portfolios combine multiple investment approaches and nimbly adapt to changing market conditions
Risk-first mindset
Risk-first mindset
Risk managers and portfolio managers fine-tune exposures and stress test portfolios

What are the risks associated with multi-asset strategies?

The primary risk of multi-asset strategies is that a certain fund’s objectives may not align with your own.  For example, you may invest in an aggressive strategy when a more conservative approach might be more suitable. On the other hand, if you take too conservative an approach, it may become more difficult to achieve your long-term goals. Carefully analyze funds and strategies to determine which approach best suits your needs.

What are some myths associated with multi-asset strategies?

Most myths concerning multi-asset strategies stem from a mistaken or limited definition of the strategy. For example, multi-asset strategies are often confused with being simply macro-economic funds, or thought to only apply to target date funds. In reality, multi-asset strategies can be either of these, but they can also be much more.

Why choose BlackRock for multi-asset strategies?

BlackRock offers a wide range of multi-asset strategies to help you achieve your investment goals, no matter what they may be. In the universe of multi-asset strategies, BlackRock offers:

  • Experience: Our fund managers average over 26 years of experience1 with building multi-asset portfolios across a range of funds, customized mandates and model portfolios.
  • Breadth: Our scale and global reach combined with industry-leading risk management capabilities – the power Aladdin® – allows us to localize investments and keep an eye towards reducing risk.
  • Depth: BlackRock has $434 billion2 managed by over 200 investment professionals across nine teams.

Research Models

BlackRock Model Portfolios

What multi-asset strategy is best for me?

Multi-asset funds can be a powerful tool for achieving your investment objectives, but a strategy that works well for one investor may not be the best fit for another. As with any investment decision, it's important to first understand what you're trying to achieve and then identify the best strategy to get there.

You may want to consult a financial professional for advice on which multi-asset strategy might be best for you.