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A multi-asset strategy combines different types of assets, such as stocks, bonds, real estate or cash to create a more nimble and broadly diversified portfolio. Fund managers make big-picture decisions and balance asset classes to achieve particular investment outcomes, such as growth, income or risk minimization.
What are the outcomes multi-asset investment strategies can help you achieve?
Multi-asset investment strategies can help you to achieve particular investment outcomes, such as:
- Growth: Seek long-term capital appreciation at lower levels of volatility than stocks
- Income: Seek cash flow in a risk-aware and diversified manner
- Absolute Return: Seek consistent returns across market cycles with low correlation to traditional stocks and bonds
- Lifecycle: Seek consistent lifetime consumption across multiple time horizons
What are the benefits of multi-asset investment strategies?
Multi-asset investing recognizes that global markets are interconnected, and that new information can impact more than one asset class. Multi-asset funds offer the expertise of experienced fund managers who make investment decisions for you, such as whether to invest more assets overseas, shift assets from bonds to other income-generating securities, dial back risk or seek better opportunities. You benefit from high-level allocation strategy, a critical component to investment success.
What are some risks associated with multi-asset strategies?
One potential risk is choosing an objective that may not align with your own. For example, you may invest in an aggressive strategy when a more conservative approach might be more suitable. On the other hand, if you take too conservative an approach, it may become more difficult to achieve your long-term goals. Carefully analyze funds and strategies to determine which approach best suits your needs.
Why choose BlackRock for multi-asset strategies?
BlackRock’s Multi-Asset Strategies platform is designed to deliver outcomes with more precision. We do this by:
- Listening objectively to our clients
- Eliminating investment boundaries
- Leveraging the collective intelligence of teams and technology across BlackRock
- Innovating in our investment strategies
BlackRock offers a wide range of multi-asset strategies to help you achieve your investment goals, no matter what they may be:
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Growth
| Fund | Ticker |
|---|---|
| Balanced Capital Fund | MACPX |
| Global Allocation Fund | MALOX |
Income
| Fund | Ticker |
|---|---|
| Multi-Asset Income Fund | BIICX |
| Managed Income Fund | BLDIX |
| Dynamic High Income Fund | BDHIX |
Absolute Return
| Fund | Ticker |
|---|---|
| Tactical Opportunities Fund | PCBAX |
| Total Factor Fund | BSTIX |
Lifecycle (Target risk & target date) LifePath®
| Fund | Ticker |
|---|---|
| 20/80 Target Allocation Fund | BICPX |
| 40/60 Target Allocation Fund | BIMPX |
| 60/40 Target Allocation Fund | BIGPX |
| 80/20 Target Allocation Fund | BIAPX |
For fund performance and standardized rating periods, click on the fund name.
For standardized performance and more information, click on the ETF name.
- Target Allocation
- Target Allocation ETF
- Target Allocation Tax Aware
- Target Allocation Tax Aware ETF
- Target Allocation ESG ETF
- Target Allocation Smart Beta ETF
- Target Allocation ETF Multi-Manager
- Multi-Asset Income Model
- Multi-Asset Income Tax-Aware
- Multi-Asset Income Multi-Manager
- GA Selects
- GA Selects Tax-Aware
What multi-asset strategy is best for me?
Multi-asset funds can be a powerful tool for achieving your investment objectives, but a strategy that works well for one investor may not be the best fit for another. As with any investment decision, it's important to first understand what you're trying to achieve and then identify the best strategy to get there.
You may want to consult a financial professional for advice on which multi-asset strategy might be best for you.
Past performance is no guarantee of future results
Investing involves risk, including possible loss of principal.
Important Risks of the Funds: The mutual funds are actively managed and characteristics will vary. Bond values fluctuate in price so the value of your investment can go down depending on market conditions. The two main risks related to fixed income investing are interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in the market value of bonds. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments. The principal on mortgage- or asset-backed securities normally may be prepaid at any time, which reduces the yield and market value of those securities. Obligations of US gov’t agencies and authorities are supported by varying degrees of credit but generally are not backed by the full faith and credit of the US gov’t. Investing in derivatives entails specific risks relating to liquidity, leverage and credit that may reduce returns and increase volatility. International investing includes risks related to foreign currency, limited liquidity, less government regulation and the possibility of substantial volatility due to adverse political, economic or other developments. These risks often are heightened for investments in emerging/developing markets or smaller capital markets. Investments in non-investment-grade debt securities (”high-yield” or ”junk” bonds) may be subject to greater market fluctuations and risk of default or loss of income and principal than securities in higher rating categories. There may be less information on the financial condition of municipal issuers than for public corporations. The market for municipal bonds may be less liquid than for taxable bonds. Some investors may be subject to Alternative Minimum Tax (AMT). Capital gains distributions, if any, are taxable.
The principal value of the fund(s) is not guaranteed at any time, including at the target date. The target date in the name of the fund is the approximate date when an investor plans to start withdrawing money.
The iShares ETFs are not actively managed and will not attempt to take defensive positions under any market conditions, including declining markets. Investment in a fund of funds is subject to the risks and expenses of the underlying funds.
BlackRock's role is limited to providing you or your firm (collectively, the "Advisor") with non-discretionary investment recommendations in the form of model portfolios in connection with its management of its clients' accounts. The implementation of, or reliance on, a Managed Portfolio Strategy is left to the discretion of the Advisor. BlackRock is not responsible for determining the suitability or appropriateness of a Managed Portfolio Strategy or any securities included therein for any of the Advisor's clients. BlackRock does not place trade orders for any of the Advisor's clients' account. Information and other marketing materials provided to you by BlackRock concerning a Managed Portfolio Strategy - including holdings, performance and other characteristics - may not be indicative of a client's actual experience from an account managed in accordance with the strategy.
Carefully consider the Funds' investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds' prospectuses or, if available, the summary prospectuses which may be obtained visiting the iShares ETF and BlackRock Mutual Fund prospectus pages. Read the prospectus carefully before investing.
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