Photo of BlackRock’s Chairman and CEO, Larry Fink

Read Larry Fink’s Annual Chairman’s Letter to Investors

In Larry Fink’s letter to investors, he talks about how we can “rethink retirement” and why he believes the capital markets can help meet the needs of tomorrow’s retirees.
FUNDS AT BLACKROCK

Funds that match up with investing goals and preferences

Each investor has a different story, and we are steadfast partners to our clients in the US because we listen to every one of them. Our full range of funds is one way we’re helping more investors build solid financial futures.

Cash alternatives
Bank accounts aren’t the only option

If you're looking for better rates of return on deposits than you’d get in an ordinary bank account, cash funds may be an option to consider. They often invest in very short-term bonds known as ‘money market instruments’, which are essentially banks lending money to each other.

Commodities
Broad exposure to a large basket of opportunities

From funds that invest in precious metals such as gold and silver, to energy resources such as oil and natural gas, to agricultural goods such as wheat, commodity funds offer several potential benefits to investors, including portfolio diversification and a hedge against inflation. 

Stocks
Buying shares for the long term

When you invest in stocks (also called equities), you buy a share in a company and become a shareholder. Equities are typically more appropriate for long-term investing – for those who can ride out the highs and lows of the market in search of higher rewards.

Bonds
Seeking stable, lower risk returns

Bonds, also known as fixed income securities, are issued by companies and governments as a way of raising money. They’re basically an ‘I.O.U’ – designed to provide a regular stream of income (which is normally a fixed amount) over a specified period of time.

Multi-asset
Diversifying your portfolio

A multi-asset strategy combines different types of assets – stocks, bonds, real estate, or cash for example – to create a more nimble and broadly diversified portfolio. Fund managers will balance asset classes to achieve particular investment objectives.

Real estate
Driven by the search for additional sources of return

While traditional assets like stocks and bonds are traded on the public markets, alternative investment strategies such as real estate are less sensitive to the movements of global markets. More and more investors are shifting to alternatives to help them achieve their goals.