This section includes investor type descriptions for professional clients and market counterparties.
Professional client
A Professional Client is either: (i) a ‘deemed’ professional client; (ii) serviced-based professional client; or (iii) an assessed professional Client
(i) Deemed Professional Client
A person is a “deemed” professional client if the person is:
(ii) Service-based Professional Clients
A person is a ‘serviced-based’ professional client if
(iii) Assessed-based Professional Clients
Assessed-based professional clients can be either (i) individuals; or (ii) undertakings
Individuals
An individual (and associated joint account holders) would be classified as an ‘assessed-based professional client’ if:
Where there is a joint account in place, the secondary account holder must obtain confirmation in writing that investment decisions relating to the joint account are made for or on behalf of the secondary account holder
Undertakings
Undertakings, which are generally not individuals, would be classified as ‘assessed-based’ professional clients if it:
Market counterparties
A Market Counterparty is any person who is either:
Real assets represent one of the fastest growing segments of the alternative-investments market, which includes hedge funds and private equity.
Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.
Real estate investments include both recognisable properties, such as:
And growing areas, including:
Real estate investments are physical assets with clearly defined earnings and income – in the form of rent – that is paid as part of a contract.
Real estate has the potential to provide investors with:
The potential for a sustainable income and competitive capital returns. Income generated from real estate tends to be higher than the dividends received from traditional stocks.
If inflation rises, interest rates tend to rise too, which hurts the returns made from bonds. This is not the case with the income and capital gains made from property.
Because real estate returns doesn’t mirror either stock or bond returns, they can offer much-needed diversification. This helps to lower overall risk and increase potential returns across your wider investment portfolio.
Risk. Diversification and asset allocation may not fully protect you from market risk.
Risk. There can be no guarantee that the investment strategy can be successful, and the value of investments may go down as well as up.
Risk. There is no guarantee that a positive investment outcome will be achieved.