Tax Center for Advisors
Monitor estimated capital gains distributions
Source: Morningstar as of 12/31/23.
More distributions doesn’t have to mean more time spent monitoring taxes. Leverage BlackRock’s Tax Evaluator to see estimated capital gain distributions across 3,500+ funds this mid-year season.
Build your tax-efficient core with iShares ETFs.
Consider spending time where it matters most - in a study over over 17,000 advisor portfolios, the majority of advisor portfolios allocate 30% to core ETFs.2 Whether you’re looking to customize your portfolio tilts towards size, value or growth, iShares makes it easy.
Explore tax-efficient portfolio solutions
Think index means average? Think again. Discover how iShares ETFs offer low cost, tax efficient & competitive performance potential for taxable accounts.
As one of the world's largest municipal bond managers, benefit from our trading scale & credit research across mutual funds, ETFs & SMAs.3
Holding a large position of one stock can be risky, but selling & diversifying can result in a large tax bill. Explore our strategies to help reduce concentrated stock positions over time.
Aperio SMAs employ active tax management strategies such as tax-loss harvesting to help create losses that may be used to offset capital gains outside of your portfolio, allowing your clients to potentially reach their goals faster.4
Help your clients invest and save for their education with tax-advantaged, flexible, and convenient BlackRock 529 plans.
Learn more: maximizing after- tax returns
Help clients keep more after taxes
Earn CE with our Tax Foundations course
Insight: focus on price returns
Since bond funds tend to distribute the bulk of their return in income distributions, their price return is usually well below their total return. This is the critical insight that can unlock big tax loss harvesting opportunities.
Source: Bloomberg, cumulative returns as of 6/30/23. Index performance is for illustrative purposes only. Index performance does not reflect any management fees, transaction costs or expenses. Indexes are unmanaged and one cannot invest directly in an index. Past performance does not guarantee future results.
The latest insights on taxes
When building portfolios, many investors focus on risk and fees, but that’s only part of the picture. What about taxes? They can drag down investment returns and remember, 'It’s not what you make. It’s what you keep'.
Investors are increasingly focused on structuring their accounts for what really matters, after-tax returns – returns they can actually spend.
This is where BlackRock’s Fill First strategy can help you keep more of what you earn. Here’s how it works - think about filling buckets with pitchers of water. The buckets are your accounts – your tax-deferred IRA and your traditional taxable account. And the pitchers are your assets – bonds, equity ETFs and equity mutual funds.
So, how do you best fill the buckets?
Let’s start with bonds.
Now, on to stocks.
To diversify, investors can choose from ETFs or active mutual funds or both, depending on your needs – but where you put each matters.
ETFs tend to distribute capital gains far less frequently than active mutual funds, making them more tax efficient. Anchor your taxable accounts with ETFs to help minimize capital gains taxes.
Active mutual funds seek to outperform the market but trade a lot to do so. This leads to capital gains distributions for fund shareholders, which means taxes. Give your active managers their best chance to shine by overweighting them in your IRA.
Don’t bank on pre-tax returns. Get the full picture using the “fill first” framework to help optimize for after-tax returns and consider BlackRock for tax-smart investing strategies.
See our framework to build tax-efficient portfolios
When investing for after-tax returns, it's important to take a holistic view across qualified and taxable accounts. Use BlackRock's "Fill First" framework to help you re-position your portfolio for after-tax returns.
More investment ideas to help your clients keep more after taxes.
See how you can help your clients reassess excess cash and find tax-efficient opportunities to reinvest for the long term.
