In a continuing low yield environment, insurers have been forced to search for other sources of income. This has led them to diversify into leveraged loans, alternatives and equities, as well as consolidate or restructure businesses to increase operational efficiency and reduce costs. At the same time, regulatory changes are requiring insurers to re-evaluate enterprise risk management processes and systems. Whether assets are managed in-house or by external investment managers, staying on top of portfolio and operational risks while aggressively managing costs are a significant challenge.
Aladdin can help insurers effectively manage their investment portfolios. Our services include comprehensive multi-asset class risk analysis across externally and internally managed assets, a full investment management platform, and outsourced middle office and investment accounting services.
Moreover, BlackRock's extensive industry knowledge and relationships benefit our team and clients by allowing us to:
- Stay attuned to key industry trends and senior management concerns.
- Understand the unique constraints and challenges insurance companies face (economic, regulatory, rating agency, accounting, tax).
- "Have a seat at the table" with insurance regulators, rating agencies and major industry groups.
Provide practical advice and solutions informed by actual experience managing and modeling insurance company portfolios.