While seeking the most efficient approaches to deploying capital, banks are now investing in classes outside their traditional base of assets. This includes diversification of assets into mortgage servicing right (MSR), whole loans, and structured products as well as consolidations or restructuring of businesses to increase operational efficiency and reduce costs. Concurrently, the regulatory regime is requiring banks to re-evaluate enterprise risk management processes and systems. Managing the data processes, focusing on capital efficiency and operational risk while aggressively managing costs can be challenging.

See how Aladdin provides solutions to insurers' key challenges.

  • Address increased scrutiny by regulators and clients.

    As a solution provided to investment managers by investment managers, Aladdin is continually evolving to meet new regulatory and client requirements.

    ▪ Managing all parts of the risk and investment process across a portfolio on a single platform leads to full, real-time transparency into exposures and risks.

    ▪ Data from Aladdin used to drive global disclosure reporting.

    ▪ Aladdin supports central clearing guidelines under Dodd-Frank.

  • Increase earnings and enhance shareholder value.

    Aladdin helps simplify risk and investment infrastructures, which can lead to increased efficiency and reduction in costs, with robust capabilities.

    ▪ Global consolidation of investment/risk platforms to help minimize overlapping technology and processes, and increase global consistency and transparency.

    ▪ Cashflow projections under a variety of scenarios to support income projection and income sensitivity analysis, investment activity planning, and economic capital analysis.

    ▪ Management of new business lines (e.g., expanding into asset management, broker-dealer or insurance to increase margins).

    ▪ A holistic outsourcing service, including middle office and investment accounting outsourcing services.

  • Improve exposure management to wider balance sheet exposures.

    Aladdin provides standard views of full balance sheet exposures to allow consistent views of risk across security and loan assets and liabilities.

    ▪ Modeling for fixed-income securities, whole loans, MSR and other loans asset classes in a consistent framework.

    ▪ Modeling of deposit and securitized liabilities to show overall market and credit risks on the balance sheet.

    ▪ Full derivatives support including risk, trading, collateral management and central clearing.

This material is provided for informational purposes only and is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are subject to change at any time without notice. References to specific securities, asset classes and financial markets are for illustrative purposes only and are not intended to be and should not be interpreted as recommendations.

This material may contain “forward-looking” information that is not purely historical in nature. Such information may include, among other things, projections, forecasts, estimates of yields or returns, and proposed or expected portfolio composition. Moreover, any historical performance information of other investment vehicles or composite accounts managed by BlackRock, Inc. and/or its subsidiaries (together, “BlackRock”) included in this material is presented by way of example only. No representation is made that any performance presented will be achieved, or that every assumption made in achieving, calculating or presenting either the forward-looking information or the historical performance information herein has been considered or stated in preparing this material. Any changes to assumptions that may have been made in preparing this material could have a material impact on the investment returns that are presented herein by way of example. Past performance is no guarantee of future results.

The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy.


©2017 BlackRock, Inc. All rights reserved. BLACKROCK, BLACKROCK SOLUTIONS, BUILD ON BLACKROCK, ALADDIN, iSHARES, iBONDS, iRETIRE, iSHARES CONNECT, FUND FRENZY, LIFEPATH, SO WHAT DO I DO WITH MY MONEY, INVESTING FOR A NEW WORLD, BUILT FOR THESE TIMES, the iShares Core Graphic, CoRI and the CoRI logo are registered and unregistered trademarks of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. All other marks are the property of their respective owners.