Known confidence boosters: hitting the gym, playing a sport, learning a language … and opening an individual retirement account. Really. Americans who have put money in a 401(k) or IRA are more than twice as likely as those without such an account to be “very” confident in their ability to afford a comfortable retirement, according to the Employee Benefit Research Institute.


Just One Thing You Can Do This Week

Look into opening an IRA. It can be faster and easier to do than picking up Mandarin.

Source: Employee Benefit Research Institute, “2014 Retirement Confidence Survey” 3/14

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