Video: LifePath Target Date Funds: Choose a path to lead you there

The blend of investments in each portfolio are usually  determined by an asset allocation process that seeks to maximize assets  based on an investor's investment time horizon and tolerance for risk.  Typically, the strategic asset mix in each portfolio systematically rebalances at varying intervals and becomes more conservative (less  equity exposure) overtime as investors move closer to the target date.


Life is a series of paths. But when it comes to planning your future there is one path we believe you should consider. LifePath Target Date Funds from BlackRock.

LifePath is the only target date fund that has led investors into retirement since 1993. It is one of the fastest growing target date funds, increasing 1,639% over the past 7 years — more than twice the industry average2. It is also the choice of many of the world's largest companies, including more Fortune 100 companies than our next two competitors combined.

Take A Closer Look at LifePath

Your participants' path to a secure retirement starts with a single decision: yours.

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Flexibility to Meet Your Plan Needs

LifePath can be implemented in a way that meets your plan's specific needs and matches your investment objectives.

By the Numbers

1 Source: BlackRock (as of 12/31/12)
2 Source: BlackRock (12/31/2005 - 12/31/12)

The LifePath Funds may be offered as mutual funds. You should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. The prospectuses and, if available, the summary prospectuses contain this and other information about the funds, and are available, along with information on other BlackRock funds, by calling 800-882-0052 or from your financial professional. The prospectuses and, if available, the summary prospectuses should be read carefully before investing.

The LifePath Portfolio mutual funds are distributed by BlackRock Investments, LLC ("BRIL"), member FINRA. BlackRock Fund Advisors ("BFA") serves as the investment adviser to LifePath Portfolio mutual funds, and the Master Portfolios, in which each LifePath Portfolio invests all of its assets and to the Underlying Funds in which the Master Portfolios invest.

The LifePath strategies are among various investment strategies that are managed by BlackRock as part of its investment management and fiduciary services. Strategies may include bank collective investment funds maintained and managed by BlackRock Institutional Trust Company, N.A., which are available only to certain qualified employee benefit plans and governmental plans and not offered or available to the general public. Accordingly, prospectuses are not required and prices are not available in local publications. To obtain pricing information, please contact your local service representative. There are structural and regulatory differences between collective funds and mutual funds that may affect their respective fees and performance. Strategies maintained by BlackRock are not insured by the Federal Deposit Insurance Corporation and are not guaranteed by BlackRock or its affiliates.

BRIL, BFA and BTC are subsidiaries of BlackRock, Inc.

Investing in target date funds involves risk including loss of principal. The target date in the name of the fund is the approximate date when an investor plans to start withdrawing money. The blend of investments in each portfolio are determined by an asset allocation process that seeks to maximize assets based on an investor's investment time horizon and tolerance for risk. Typically, the strategic asset mix in each portfolio systematically rebalances at varying intervals and becomes more conservative (less equity exposure) overtime as investors move closer to the target date. The principal value of a fund is not guaranteed at any time, including at the target date.

Fund of funds is subject to the risks associated with the underlying BlackRock funds in which it invests.

Stock values fluctuate in price so the value of your investment can go down depending on market conditions.

International investing involves risks, including risks related to foreign currency, limited liquidity, less government regulation and the possibility of substantial volatility due to adverse political, economic or other developments. These risks often are heightened for investments in emerging/ developing markets, in concentrations of single countries or smaller capital markets. Frontier markets involve heightened risks related to the same factors and may be subject to a greater risk of loss than investments in more developed and emerging markets.

Fixed income risks include interest-rate and credit risk. Typically, when interest rates rise, there is a corresponding decline in bond values. Credit risk refers to the possibility that the bond issuer will not be able to make principal and interest payments.

Diversification and asset allocation may not protect against market risk or loss principal.

Short-selling entails special risks. If the fund makes short sales in securities that increase in value, the fund will lose value. Any loss on short positions may or may not be offset by investing short-sale proceeds in other investments.

The fund may use derivatives to hedge its investments or to seek to enhance returns. Derivatives entail risks relating to liquidity, leverage and credit that may reduce returns and increase volatility.

The LifePath products are covered by U.S. patents 5,812,987 and 6,336,102.

© 2014 BlackRock, Inc. All rights reserved. BLACKROCK and LIFEPATH are registered trademarks of BlackRock, Inc. All other trademarks are those of their respective owners.

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