Success story continues
ETFs have now become an integral part of private investors' strategic asset accumulation. ETF assets under management at brokerage platforms and digital banks in continental Europe, which consists one-off ETF investments and ETF savings plans, reached a new record level of EUR 341bn (+28%). It is supported by continuing inflows and many new retail investors, who often start with small amounts.*
Number of savings plans continues to rise
The number of ETF savings plans executed each month across Europe is set to rise from 10.8 million in 2024 to 15.1 million in 2025, reaching a new all-time high.
This development is supported by neobanks such as N26, Revolut and Neon, as well as international brokers such as XTB and Saxo, who are constantly expanding their range of savings plans.
Large ETF providers are also increasingly focusing their European strategies on private investors, as ETF savings plans are now considered the most important source of growth in the private customer business.*
Larger savings volume, lower savings rate
The annual savings volume of ETF savings plans is expected to grow from €17.6 billion in 2024 to €22.7 billion (+29%) in 2025. However, the average savings rate is expected to fall from €136 to €125.30 due to micro, roundup, and children's accounts.*
ExtraETF sees potential for further growth
By 2030, around 53.7 million monthly ETF savings plans, and an annual ETF savings plans volume of around EUR 73 billion are expected. The total ETF assets at brokerage platforms and digital banks, including one-off ETF investments, ETF savings plans and expected market performance, will rise to almost one trillion euros. This is a clear indication of sustained structural growth.*