Global Investor Pulse: Survey Results
BlackRock is keenly interested in what investors across the globe are thinking, how it is influencing financial behavior, and what it can tell us about the future.
More than 27,000 investors from around the world answered our questions. The findings highlighted here focus on what 4,000 Americans told us in July and August 2014.
This gap spans people across all levels of wealth. Even more affluent investors who have above average retirement savings balances are expecting more income than their savings can generate.
Highly Effective Investors are well-prepared for their financial future and have important financial behaviors in common: seeking financial advice, focusing on saving for retirement, managing debt, and regularly reviewing their finances.
Just over half (52%) of Americans describe their financial future positively, below the global average of 56%, even as the American economy is well into its recovery.
Almost two-thirds (63%) of all savings and investments are in cash, with most of those (51%) held in traditional checking or savings accounts. The three key reasons given by Americans for holding high levels of cash are "Having cash makes me feel safe" (38%); "I am cautious with my money" (37%); and "I want to be flexible and keep my options open" (34%).