People around the world are living longer and the number of retirees is rising. In Asia, the current dependency ratio of 10 workers to 1 retiree will grow to 10 workers supporting 3 retirees. Some markets, including Hong Kong and Taiwan, will experience even larger shifts. Longevity should be a blessing, but many investors are worried their savings will not be sufficient for their retirement.
"So what do I do with my money?"
Not only should investors consider saving for retirement as early as possible, but also think about how to invest when in retirement. Because they can use their longevity to ride out market cycles, investors today have the potential to generate income and even build capital in retirement. With a healthy person living in the Asia Pacific region likely to spend just over 20 years in retirement), lengthening investment horizons and investing across a range of asset classes with an aim to generate long-term returns could help achieve the retirement lifestyle you want.
*Dependency ratio data excludes Taiwan
- Investment involves risk. Past performance is not indicative of future results. For details of the funds, their related fees, charges and risk factors, please refer to respective funds’ prospectuses.
- The funds may use derivatives to hedge market and currency risk and for efficient portfolio management. However, derivatives will not be extensively or primarily used for investment purposes. In an adverse situation, the funds may suffer significant losses from their derivatives usage for hedging and efficient portfolio management.
- Investors should not base on this marketing material alone to make investment decisions.