Race car

Grabbing the wheel: putting money to work

The new regime of greater macro and market volatility has resulted in greater uncertainty and dispersion of returns. We believe a more active approach to managing investment portfolios will carry greater rewards as a result.

What are money market funds?

Everyone has a need for cash. But cash can mean different things to different people.

Comfort in times of stress, an opportunity for growth.

After all, there is always a need for cash and for cash management, many investors rely on money market funds.

What are money market funds?

Money market funds are mutual or pooled funds that seek to invest in high-quality, short-term debt instruments, helping you to achieve the opportunity of liquidity with a low level of risk.

How do they seek to deliver this? Let's find out.

In general, there are three core objectives of money market funds: stability, liquidity, and yield.

Stability. To seek the stability of principle, the funds may invest in highly-rated short-term bonds such as Treasury bills, certificates of deposit, and repurchase agreements. The types of eligible investments will differ depending on the type of money market fund.

Liquidity. Short-term money market funds may trade and settle on a same day basis, seeking to provide you with convenient access, operational ease, and liquidity.

Yield. There is a spectrum of types of money market funds. You can choose to have a more conservative exposure, such as to only government risk or to a broader pool of money market securities, such as short-term debt from highly-rate issuance. You can also opt for funds that seek to drive positive social outcomes.

So, whatever cash means to you, we know that cash management matters and money market funds are a cash management solution.

What are money market funds?

Everyone has a need for cash, but cash can mean different things to different people.

THE BID

Are you leaving cash on the table?

In a world where traditional investments are subject to market volatility and economic uncertainties, cash has emerged as an asset class that demands another look.

Beccy Milchem, Head of International Cash Management at BlackRock, joins The Bid to discuss the top 3 things investors should consider when it comes to cash in uncertain market conditions.

In a world where traditional investments are subject to market volatility and economic uncertainties, cash has emerged as an asset class that demands another look.

Beccy Milchem, Head of International Cash Management at BlackRock, joins The Bid to discuss the top 3 things investors should consider when it comes to cash in uncertain market conditions.

THE BID podcast /
THE BID podcast /
Are you leaving cash on the table?

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We share our insights with our clients by interpreting market dynamics and discussing evolving trends and issues.
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Welcome to BlackRock Cash Management

We offer a broad range of liquidity strategies across currencies, including sovereign strategies, prime money market strategies, as well as the flexibility of bespoke, segregated mandates for large investors.
Welcome to BlackRock Cash Management

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