Chapter two: Staying on track with your retirement goals

  • 40% of people who aren’t on track with retirement planning want to save more.

    Even in mid-career, life tends to throw curveballs.

    When there’s a lot to juggle, the temptation to sacrifice savings may be strong, but it’s actually the critical time to put retirement planning on the top of the list.

     Here are some tips to help you stay on track:

    First, it’s never too late to start saving. Make the commitment to save now!

    Second, maintain a broad mix of investments. A diversified portfolio can generate investment returns for the long haul.

    Third, consider a long-term perspective if markets become volatile.

    Did you know that some of the largest market increases often closely follow a large decrease?

    It can be hard to watch the markets go up and down, but that’s how retirement savings can grow over time.

    Lastly, remain invested and resist taking money out of your retirement account

    —you could miss out on upswings, as well as the benefit of compounding interest.

    Want to learn more? Ask your employer for resources and visit for more information.