RETIREMENT INSIGHTS

While change often comes with uncertainty, BlackRock sees four key trends in the year ahead that may shape the retirement industry. Learn more.

The legislation expands retirement coverage and increases retirement savings, preserves income, and simplifies and clarifies retirement plan rules. Learn more.

Insight into how retirees think about spending and investing in retirement to better understand the motivations and biases driving asset spending numbers.

Retiring participants may need more help transitioning into a decumulation mindset. Find out why.

Embedding retirement income in default investment options may help overcome participants' behavioral biases against adopting sustainable income solutions.

It’s a complicated time, so it’s important to examine how different factors may affect retirement and what can be done going forward. The solutions for the next chapter of retirement should consider three needs to help deliver better outcomes.

We evaluated if a more finely-tuned approach to LifePath’s fixed income allocations could help achieve the objective of greater lifetime consumption over a participants’ lifecycle. Our research findings indicate the answer is yes.

We’re now entering an era that will be marked by the disruption and rewiring of global supply chains. This will be the catalyst for a new investment environment ahead for retirement savers.

Plan sponsors have an opportunity to help participants stay the course and see the value that a long-term approach to retirement and their 401(k) plan brings.

If finalized as proposed, new regulation could remove certain barriers for ERISA plans to select ESG investments if consistent with a prudent decision process.

Findings from BlackRock’s 2022 Read on Retirement reveal how Gen Z is approaching saving for retirement. It’s clear that the youngest generation is taking the long view, but there may be early warning signs.

There’s a lot of talk about inflation. How could it affect retirement savings? And how might target dates funds help people navigate these economic forces?

A financial emergency can undermine retirement savings. Helping participants to be more financially secure today can translate into more long-term savings.

Participants will save, but need planning guidance

Over two generations, the length of retirement has nearly tripled. BlackRock expert Nick Nefouse examines the impact through a social and financial lens to help inform solutions and ways to afford it.

We may be living with inflation and volatility for some time, so it’s important to help participants understand how to adopt a long-term perspective. By staying invested, participants can better navigate this unprecedented duality.

In a recent interview on BlackRock’s The Bid podcast, Anne Ackerley, Head of BlackRock’s Retirement Group, talked about women, saving and how the retirement industry can better serve future generations.

This America Saves Week, we consider what Americans are really saving for. And while obvious answer is “retirement,” a more nuanced discussion addresses the question of how many years savings must last and how we can help participants meet goals.

BlackRock aims to provide clarity on the driving forces of inflation today and demonstrate how LifePath target date funds are built to address them.

BlackRock’s Nick Nefouse oversees lifecycle investing solutions across the world. Discover why he thinks retirement is entering a pivotal era along with his view on the top trends shaping retirement in 2022.

At the end of 2016, we enhanced our active target date, LifePath Dynamic, to better navigate changing markets. Five years later, here are the top five ways those enhancements have delivered greater value to our clients.

The wage and wealth gap for women is well known, and the retirement savings gap is just as pronounced, especially since it spans across racial and income lines. Understanding the factors that perpetuate this gap could help lead to solutions.

People have never been more challenged with how to spend down their retirement savings. A range of new solutions are emerging to help answer those needs.

Recent research provides insight into the ways debt unequally burdens workers, and even impacts the ways people think about spending once they retire.

While much of the conversation has centered around amassing a nest egg, it’s important to look at what else can be done to improve retirement readiness.

LifePath Dynamic manager Phil Green discusses “the new active’ and its potential role in enhancing target date fund returns. Understand how.

Understanding SECURE 2.0 and the Securing A Strong Retirement Act" to "Understanding SECURE 2.0 and the Retirement Security & Savings Act.

BlackRock's DC Pulse survey provides timely insights into the minds of participants, retirees and plan sponsors to help build and inform a better retirement.