Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.
With interest on cash Individual Saving Accounts (ISA) at record lows, 2021 is the year to do more with your ISA allowance and invest in BlackRock’s MyMap range of funds.
We created MyMap for those British savers who find managing their investments too time consuming. Our goal is to make the switch from saving to investing as simple as possible.
Doing more with lower fees
An ISA is a savings account that allows you to invest in cash, stocks and bonds without paying any tax on the interest and returns you make.
In addition to the tax savings inherent in ISA investing, the MyMap range of funds keeps fees at just 0.17% while still providing access to BlackRock’s global expertise. The MyMap range of funds is built using low-cost funds that track the performance of stock and bond markets. Our expert managers then invest in different stock and bond funds based on where they see the best return potential.
Risk: There is no guarantee that a positive investment outcome will be achieved.
Doing more to control risk
Each MyMap fund also offers a different level of risk to match your long-term goals and financial situation. In addition, MyMap funds are diversified across stocks, bonds and other investments, meaning they invest in assets with different patterns of returns. This may potentially limit any losses when markets are falling.
Risk: While the investment approach described herein seeks to control risk, risk cannot be eliminated.
Doing more to reflect your values
We believe investing in environmental, social and governance (ESG) funds is not just about your beliefs, passions and convictions, our analysis shows that it may also help with long-term returns and provide resilience and diversification when markets are volatile. We see more investors seeking sustainable investment solutions that are focused on their long-term futures, while regulators and governments are putting greater emphasis on incorporating ESG into the decision-making process. All of the MyMap funds incorporate analysis of ESG factors into the decision-making process including latest addition, MyMap 5 Select ESG fund.
Do more today
Low fees of just 0.17%, risk-managed and environmentally and socially responsible – today is a good day to make the switch to investing with MyMap. First, because investing now means meeting that 5 April ISA deadline and benefiting from tax-free investing. And, second, because there’s never a bad time to start investing for your future. Don’t let short-term volatility in investment markets put you off – always think of your investment as a long-term commitment.
Do more with your ISA allowance in 2021 and invest in our simple MyMap funds.
Risk Warnings
Capital at risk. The value of investments and the income from them can fall as well as rise and are not guaranteed. Investors may not get back the amount originally invested.
Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.
Changes in the rates of exchange between currencies may cause the value of investments to diminish or increase. Fluctuation may be particularly marked in the case of a higher volatility fund and the value of an investment may fall suddenly and substantially. Levels and basis of taxation may change from time to time.
Fund-specific risks
MyMap 3 Fund
Counterparty Risk, Credit Risk, Currency Risk, Equity Risk, Liquidity Risk
MyMap 5 ESG Fund
Counterparty Risk, Credit Risk, Currency Risk, Equity Risk, Liquidity Risk
MyMap 5 Fund
Counterparty Risk, Credit Risk, Currency Risk, Equity Risk, Liquidity Risk
MyMap 6 Fund
Counterparty Risk, Credit Risk, Currency Risk, Equity Risk, Liquidity Risk
Description of Fund Risks
Counterparty Risk
The insolvency of any institutions providing services such as safekeeping of assets or acting as counterparty to derivatives or other instruments, may expose the Fund to financial loss.
Credit Risk
A main risk related to fixed income investing is credit risk. Credit risk refers to the possibility that the issuer of the bond will not be able to repay the principal and make interest payments.
Currency Risk
The Fund invests in other currencies. Changes in exchange rates will therefore affect the value of the investment.
Equity Risk
The value of equities and equity-related securities can be affected by daily stock market movements. Other influential factors include political, economic news, company earnings and significant corporate events.
Liquidity Risk
The Fund's investments may have low liquidity which often causes the value of these investments to be less predictable. In extreme cases, the Fund may not be able to realise the investment at the latest market price or at a price considered fair.
Important Information
Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered office: 12 Throgmorton Avenue, London, EC2N 2DL. Tel: + 44 (0)20 7743 3000. Registered in England and Wales No. 2020394. For your protection telephone calls are usually recorded. BlackRock is a trading name of BlackRock Investment Management (UK) Limited. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.
BlackRock Investment Funds (the “Trust”) is an authorised unit trust scheme which is organised as an umbrella comprising separate funds with segregated liability (the “Funds”). The Funds are subject to the rules of the FCA as set out in the COLL Sourcebook. Key investor information documents (“KIIDs”) for each unit class in each of the Funds are available from the Manager. This document does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation is not lawful or in which the person making such an offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such a solicitation. It is the responsibility of any persons in possession of this document and any persons wishing to apply for units in the Funds to inform themselves of and to observe all applicable laws and regulations of any relevant jurisdiction, the legal requirements of applying for units in the Funds and any applicable exchange control regulations and taxes in the countries of their respective citizenship, residence, domicile or incorporation. Prospective investors should carefully review the prospectus for the Fund and should consider the risk discussion under “Risk Factors prior to making an investment decision. Any investment decision with respect to the Fund must be made solely on the definitive and final version of the Fund’s prospectus as at the date of the investment. US Persons are not permitted to subscribe for units in the Funds.
Any research in this document has been procured and may have been acted on by BlackRock for its own purpose. The results of such research are being made available only incidentally. The views expressed do not constitute investment or any other advice and are subject to change. They do not necessarily reflect the views of any company in the BlackRock Group or any part thereof and no assurances are made as to their accuracy.
This document is for information purposes only and does not constitute an offer or invitation to anyone to invest in any BlackRock funds and has not been prepared in connection with any such offer.
© 2021 BlackRock, Inc. All Rights reserved. BLACKROCK, BLACKROCK SOLUTIONS, iSHARES, BUILD ON BLACKROCK and SO WHAT DO I DO WITH MY MONEY are trademarks of BlackRock, Inc. or its subsidiaries in the United States and elsewhere. All other trademarks are those of their respective owners.
