Set a target

Think about the level of income you will need when you are no longer working. This will undoubtedly change every time you review your retirement planning but it is good to have an idea of what you might need.

Should I transfer?

If you have more than one pension it can make sense to bring them all together. Make a list of all the accounts you have and if you are unsure speak to a financial adviser.

Pay more in?

The more you save the more you are likely to get back. Saving a small amount each month can make a big difference in the longer term.

Review your investments

Understand where your money is invested and the level of risk you are comfortable with, as this will change over time.

Learn more about your retirement

As you get closer to retirement it is good to have a basic understanding of the options available to you, this will help you to identify what type of income could be right for you