The years just before retirement are among the most anxious years for your clients — especially given today's uncertain financial climate. In fact, clients are likely asking you questions such as:

  • Have I saved enough?
  • Will it be enough to live the life I've imagined?
  • What can I do to make up any shortfalls?

They need clarity and your guidance to help them figure out where they are today and where they need to be. More precisely they need to know: How much annual income could my savings generate in retirement?

It's Time for a New Conversation: Introducing BlackRock's CoRI Retirement Indexes

With people living longer, the need for accurate information is more crucial than ever to securing a confident retirement. The CoRI Retirement Indexes give you a new way to cut through the clutter and frame these important pre-retirement conversations in simple, clear and compelling terms.

CoRI Retirement Indexes Bring You the Best of BlackRock

BlackRock's CoRI Retirement Indexes (CoRI Indexes) give you a new way to frame these important pre-retirement conversations in simple, clear and compelling terms. These Indexes provide a quick way to estimate what it will cost today for each dollar of annual income in retirement. The CoRI Indexes are a set of ten Indexes — one each for investors between the ages of 55-64. To use them with clients, select the CoRI Index that matches the year your client turns 65. For example, for a 55-year-old in 2013, you would select the CoRI Index 2023, while for a 59-year-old you would select the CoRI Index 2019. A CoRI Index level of $15.31 means that $1 of lifetime retirement income beginning at age 65 would cost $15.31 today.

Meet CoRI™

To help clients use the CoRI Retirement Indexes quickly and effectively, BlackRock has developed an online tool — CoRI. Clients only need to provide their age and size of their retirement savings and CoRI does the work. By using CoRI, your clients will finally be able to clearly see today's dollars in tomorrow's terms.

Put CoRI to Work for Your Practice

  • Kick-start the conversation with clients who are approaching retirement
  • Take advantage of BlackRock tools to support pre-retirement planning discussions
  • Review pre-retirement actionable ideas and think about how you can integrate CoRI into your firm's retirement planning process

Get Started Today

For your clients ages 55-64 years old, CoRI can give them an instant estimate of the retirement income their current savings may provide.

Meet CoRI Now

Investing involves risk including loss of principal. The opinions presented are those of Kate Moore, Chief Equity Strategist, as of September 9th, 2016 and may change as subsequent conditions vary. Individual portfolio managers for BlackRock may have opinions and/or made investment decisions that may, in certain respects, not be consistent with the information contained in this presentation. This is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The information and opinions contained in this presentation are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the viewer.

IMPORTANT: The projections or other information generated by the CoRI tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.

This information should not be relied upon as investment advice, research, or a recommendation by BlackRock regarding (i) the use or suitability of the indexes or (ii) any security in particular. Investors should consult their financial advisor to evaluate their investment needs.

The CoRI Retirement indexes and the CoRI tool do not guarantee future income or protect against loss of principal. There can be no assurance that an investment strategy based on the CoRI Retirement Indexes or the CoRI tool will be successful. Indexes are unmanaged and one cannot invest directly in an index.

The CoRI Retirement Indexes and data are subject to change. Data shown is for informational purposes only and does not represent an actual account. The CoRI tool is based on CoRI Retirement Index levels that are updated daily, so results may vary with each use and over time. The CoRI Retirement Indexes and CoRI tool do not reflect the fees, expenses and cost that may be associated with an annuity or any other retirement income product that an individual may purchase, or any assumption that such a product will be available for purchase at the time of retirement. Actual investment outcomes may vary. Although the CoRI tool provides an estimate of the amount of money you need today for every dollar of annual income you want in retirement, this estimate is not a guarantee. A number of factors may contribute to variations in retirement income.

Prepared by BlackRock Investments, LLC, member FINRA

The CoRI Retirement Indexes are calculated by BlackRock Index Services, LLC. BlackRock Investments, LLC and BlackRock Index Services, LLC are subsidiaries of BlackRock, Inc.

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