Generating income

For individuals who rely on their investments for income, it’s important to allocate to both stocks and bonds. Taking a diversified approach with these investments can help investors seek consistent income for the long run, while potentially reducing risk in their portfolios.

  • Exploring different types of bond investments in addition to government bonds can help provide new sources of income.
  • As interest rates have risen, short-term bonds have become more attractive, providing investors with higher yields.
  • Investors looking to allocate to both stocks and bonds in one fund should consider multi-asset strategies.

You should work with a financial advisor before making investment decisions.

01 BMSIX
GET MORE WITH CREDIT Credit Strategies Income Fund
DESIGNED FOR Diversifying bond investments
SENSITIVE TO Credit risk
TOP ISSUERS as of Dec 31, 2018
Name Weight (%)
UNITED STATES TREASURY 7.11
ISHARES JPMORGAN USD EMERGING MARKETS BOND FUND 0.96
VANECK VECTORS JP MORGAN EM LOCAL CURRENCY BD ETF 0.92
JPMORGAN CHASE & CO 0.92
BANK OF AMERICA CORP 0.87
Name Weight (%)
HSBC HOLDINGS PLC 0.81
CREDIT SUISSE GROUP AG 0.8
CREDIT AGRICOLE SA 0.41
NXP BV/NXP FUNDING LLC 0.39
BNP PARIBAS SA 0.39
02 HYG
FOCUS ON HIGH YIELD iShares iBoxx $ High Yield Corporate Bond ETF
DESIGNED FOR Income from high yield bonds
SENSITIVE TO Credit risk
Top Holdings as of Jan 18, 2019
Name Weight (%)
BLK CSH FND TREASURY SL AGENCY 1.36
ALTICE FRANCE SA (FRANCE) 144A 0.61
SPRINT CORP 0.55
CHS/COMMUNITY HEALTH SYSTEMS INC 0.38
BAUSCH HEALTH COMPANIES INC 144A 0.37
Name Weight (%)
CCO HOLDINGS LLC 144A 0.37
BAUSCH HEALTH COMPANIES INC 144A 0.37
REYNOLDS GROUP ISSUER LLC 0.36
INTELSAT JACKSON HOLDINGS SA 144A 0.36
TEVA PHARMACEUTICAL FINANCE NETHER 0.35
03 NEAR
Seek less risk in short-term bonds iShares Short Maturity Bond ETF
DESIGNED FOR Attractive income from short-term bonds
SENSITIVE TO Minimally sensitive to changes in market or government interest rates
Top Holdings as of Jan 18, 2019
Name Weight (%)
BLK CSH FND TREASURY SL AGENCY 7.58
MEXICO (UNITED MEXICAN STATES) (GO 1.42
MEXICO (UNITED MEXICAN STATES) (GO 1.4
ACTAVIS FUNDING SCS 0.88
SHIRE ACQUISITIONS INVESTMENTS IRE 0.86
Name Weight (%)
GENERAL MOTORS FINANCIAL CO INC 0.85
DOWDUPONT INC 0.83
AMCAR_18-3 A2A 0.78
AMXCA_17-4 A 0.76
COMCAST CORPORATION 0.74
04 BIICX
Cast a wide net Multi-Asset Income Fund
DESIGNED FOR Diversifying across asset classes
SENSITIVE TO Stock and bond market risks
Equity Fixed Income
TOP HOLDINGS as of Dec 31, 2018
TOP HOLDINGS as of Dec 31, 2018
Name Weight (%)
MERCK & CO INC - ELN 0.59
ENTERPRISE PRODUCTS PARTNERS UNITS 0.47
ENERGY TRANSFER UNITS 0.46
CONOCOPHILLIPS - ELN 0.46
MPLX COMMON UNITS 0.43
Name Weight (%)
MAGELLAN MIDSTREAM PARTNERS UNITS 0.38
PLAINS ALL AMERICAN PIPELINE UNITS 0.38
CATERPILLAR INC - ELN 0.29
ABBOTT LABORATORIES - ELN 0.29
PFIZER INC - ELN 0.29
Name Weight (%)
ISHARES IBOXX HIGH YIELD CORP BOND 5.39
SPDR BLOOMBERG BARCLAYS HIGH YIELD 1.36
CREDIT SUISSE GROUP AG 144A 7.5 12/31/2049 0.44
STATE STREET CORP 3.78819 06/15/2037 0.39
HSBC HOLDINGS PLC 6 12/31/2049 0.37
Name Weight (%)
WESTPAC BANKING CORP. (NEW ZEALAND 5 12/31/2049 0.34
MORGAN STANLEY 5.85 12/31/2049 0.33
SOCIETE GENERALE SA 144A 8 12/31/2049 0.33
TRANSCANADA TRUST 5.875 08/15/2076 0.31
HOUSTON CENTER (BSREP II HOUSTON) Prvt 0.31