Once plan sponsors have selected the objective and the glidepath that seeks to achieve the objective, they can now consider and compare various TDF strategies that are aligned to those objectives.

Many plan sponsors choose a TDF from a small subset of strategies that they know and trust, according to TDF Views and Insights; DC Advisor Study. It's worth noting that most providers adapt and enhance TDF solutions frequently, so it may not be the best decision to exclude a product solely based on past experiences.

Advisors can help by doing more than just a simple performance review. Elevate your value by making sure clients understand the philosophy, strategies, and asset class construction of TDFs so that they can make the appropriate selection for plans and ensure their IPS reflect these selections.

The resources below provide practical guidance on TDF evaluation and IPS development:

    The Advisor Guide to IPS

    This material does not constitute a recommendation by BlackRock, or an offer to sell, or a solicitation of any offer to buy or sell any securities, product or service. The information is not intended to provide investment advice. BlackRock does not guarantee the suitability or potential value of any particular investment.

    The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

    Investing involves risk, including possible loss of principal.

    Diversification and asset allocation may not protect against market risk or loss of principal.

    The principal value of the funds is not guaranteed at any time, including at and after the target date.

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