There s more than index and active investing when building defined contribution menus. Explore smart beta and data-driven equity strategies.
Target date funds can help keep 401(k) participants stay invested by seeking to limit market shocks. Learn more.
Alts and hedge fund strategies have been used by endowments and pensions for decades to help manage risk. Can they do the same for DC plans?
How learning to talk about target date funds helped us understand the power of plan design.
Multinationals are streamlining global benefits by taking target date funds across borders. BlackRock's Chief Retirement Strategist Chip Castille gives the global perspective.
Workers newer to the job typically get access to a recently selected QDIA, or qualified default investment alternative, longer term workers may remain invested in earlier investment options. See how a reenrollment can level the playing field for all employees.
Participants want the answers to simple questions, such as: how much should I save? How should I be invested? Learn how BlackRock's Lifecycle research incorporates real world data to help answer these questions.
As target date funds become one of our industry's most popular investments, one of their strengths is often seen as a potential weakness that their simplicity comes at the price of being good enough for the masses but perhaps less than ideal for anyone who isn t average. But participants can 'customize' their target date fund by sliding up or down the efficient frontier.
There are many paths to retirement. Today, the path many plan sponsors choose for their participants travels through a target date fund.
The so-called "to versus through" debate is really about who participant assets should be invested once they start earning a paycheck. With that in mind, we believe there is a powerful, common sense case for the "to fund" glidepath.