Implementation

When you choose LifePath, our DC team will work with you to ensure that you can deliver it in a way that meets your plan's specific needs and matches your investment objectives.

Index or Active Management

LifePath can be implemented through efficient index building blocks or through an innovative approach that combines multiple active managers with indexing.

Investment Vehicles

Our flexible implementation solutions include collective trust funds for large plans looking to leverage economies of scale as well as separate accounts and traditional mutual funds.

Unique Situations and Participant Needs

LifePath's glidepath incorporates the latest demographic and behavioral financial insights to meet the needs of a broad segment of the population.

Retirement Income Streams

Plan participants can consider implementing LifePath through a unique approach that embeds an income solution within the target date fund to build a growing stream of guaranteed income over time.

Flexibility to Meet Your Plan Needs

LifePath can be implemented in a way that meets your plan's specific needs and matches your investment objectives.

Investing in target date funds involves risk including loss of principal. The target date in the name of the fund is the approximate date when an investor plans to start withdrawing money. The blend of investments in each portfolio are determined by an asset allocation process that seeks to maximize assets based on an investor's investment time horizon and tolerance for risk. Typically, the strategic asset mix in each portfolio systematically rebalances at varying intervals and becomes more conservative (less equity exposure) overtime as investors move closer to the target date. The principal value of a fund is not guaranteed at any time, including at the target date.

The LifePath Funds may be offered as mutual funds. You should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. The prospectuses and, if available, the summary prospectuses contain this and other information about the funds, and are available, along with information on other BlackRock funds, by calling 800-882-0052 or from your financial professional. The prospectuses and, if available, the summary prospectuses should be read carefully before investing.

Strategies may include bank collective investment funds maintained and managed by BlackRock Institutional Trust Company, N.A. ("BTC"), which are available only to certain qualified employee benefit plans and governmental plans and not offered or available to the general public. Accordingly, prospectuses are not required and prices are not available in local publications. To obtain pricing information, please contact your local service representative. Strategies maintained by BlackRock are not insured by the Federal Deposit Insurance Corporation and are not guaranteed by BlackRock or its affiliates. There are structural and regulatory differences between collective funds and mutual funds that may affect their respective fees and performance.

The LifePath products are covered by U.S. patents 5,812,987 and 6,336,102.

Prepared by BlackRock Investments, LLC, member FINRA

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