Learn more about target date funds, which provide a blend of investments designed to maximize retirement savings based on an investor's investment time horizon and tolerance for risk. Each portfolio is typically rebalanced at certain intervals to become more conservative, with fewer equities and more fixed income, over time as investors move closer to the target date. Many 401(k) plans use target date funds as the default investment.

How Does Diversification Work?

When it comes to investing, you may need more than one basket—and you may need more than one type of egg. Learn how target date funds can provide a well-diversified investment solution across different types of assets.

What would a beer, burger and movie cost in 2064?

Future Retirement Pricing Infographic

Asking a 25-year-old to save for his 75-year-old future self is like asking him to give money to a stranger. Put it in simple terms—like the price of a night out—saving may make sense.

View future retirement pricing infographic

This material is provided for educational purposes only and is not intended to constitute “investment advice” or an investment recommendation within the meaning of federal, state, or local law. You are solely responsible for evaluating and acting upon the education and information contained in this material. BlackRock will not be liable for any direct or incidental loss resulting from applying any of the information obtained from these materials or from any other source mentioned. BlackRock does not render any legal, tax or accounting advice and the education and information contained in this material should not be construed as such. Please consult with a qualified professional for these types of advice.

©2015 BlackRock, Inc. All rights reserved. BLACKROCK, BLACKROCK SOLUTIONS, BUILD ON BLACKROCK, ALADDIN, iSHARES, iBONDS, FACTORSELECT, iTHINKING, iSHARES CONNECT, FUND FRENZY, LIFEPATH, SO WHAT DO I DO WITH MY MONEY, INVESTING FOR A NEW WORLD, BUILT FOR THESE TIMES, the iShares Core Graphic, CoRI and the CoRI logo are registered and unregistered trademarks of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. All other marks are the property of their respective owners.