Today’s environment of near historic low yields and heightened volatility has led many investors to ask how to find more income.

Why you need to act:

  • Yields on traditional core bonds are almost half of what they were just five years ago.
  • Generating an attractive income stream today can require taking on substantially more risk, so proceed with caution.
  • Marginal tax rates are 25% higher than 2012 levels for high-income earners, exacerbating the need for attractive tax-exempt yield.

Take a Flexible Approach to Income

A flexible investment approach across income-producing asset classes with differing characteristics can help provide higher yields and meaningful diversification.

See Our Solutions

Put Credit and Dividends to Work

Bonds that trade primarily based on credit risk, along with high dividend-paying equities, offer a substitute for low-yielding and increasingly vulnerable bond holdings.

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Adapt to Higher Taxes

Adapt to higher taxes by increasing allocations to attractively-priced municipal funds.

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*Morningstar Taxable Money Market average category yield

Yields Have Diminished on Popular Income Categories

What to Know—and Do—in 2015

As the calendar turns to 2015, it's time to assess the investing landscape and your investment portfolio to ensure you're well positioned for the New Year. The List can help.

Morningstar and As of 12/31/13. Traditional core bonds represented by the Barclays U.S. Aggregate Bond Index.

Carefully consider the Funds' investment objectives, risk factors, and charges and expenses before investing. This and other information can be found in the Funds' prospectuses or, if available, the summary prospectuses which may be obtained visiting the iShares ETF and BlackRock Mutual Fund prospectus pages. Read the prospectus carefully before investing.

Investing involves risk, including possible loss of principal.

Bond values fluctuate in price so the value of your investment can go down depending on market conditions. The two main risks related to fixed income investing are interest-rate risk and credit risk. Typically, when interest rates rise, there is a corresponding decline in the market value of bonds. Credit risk refers to the possibility that the issuer of the bond will not be able to make principal and interest payments.

There may be less information on the financial condition of municipal issuers than for public corporations. The market for municipal bonds may be less liquid than for taxable bonds. Some investors may be subject to federal or state income taxes or the Alternative Minimum Tax (AMT). Capital gains distributions, if any, are taxable.

There is no guarantee that dividends will be paid.

The strategies discussed are strictly for illustrative and educational purposes and should not be construed as a recommendation to purchase or sell, or an offer to sell or a solicitation of an offer to buy any security. There is no guarantee that any strategies discussed will be effective.

The Funds are distributed by BlackRock Investments, LLC (together with its affiliates, “BlackRock”).

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