As target date funds become one of our industry's most popular investments, one of their strengths is often seen as a potential weakness that their simplicity comes at the price of being good enough for the masses but perhaps less than ideal for anyone who isn t average. But participants can 'customize' their target date fund by sliding up or down the efficient frontier.
Participants want the answers to simple questions, such as: how much should I save? How should I be invested? Learn how BlackRock's Lifecycle research incorporates real world data to help answer these questions.
There are many paths to retirement. Today, the path many plan sponsors choose for their participants travels through a target date fund.
Participants want to know one thing: will their DC plan help them retire on time? That simple question can help us look beyond investment risk to understand the full range risks that need to be managed to help participants reach their goal.
The so-called "to versus through" debate is really about who participant assets should be invested once they start earning a paycheck. With that in mind, we believe there is a powerful, common sense case for the "to fund" glidepath.
Top advisors share four tips on providing value as a Target Date Fund specialist.
Marcia Wagner of the Wagner Law Group walks through her steps for Target Date Fund selection.
The future is already here. Unfortunately, the past hasn't left yet. Here's a framework for gaining clarity and taking action.
Discover how Incorporating Risk Parity into Target Date Funds can offer a flexible approach for managing risk
Adding Asset Classes Doesn't Always Improve A Target Date Fund