Hard to Understand

43%: Plan participants who find the information from their employer’s 401(k) plan difficult to understand.

  • Running Short?

    58.5%: Older baby boomers who are projected to have enough money in retirement.

  • Debtors Cashing Out

    27.3%: Households with debt of $3,000 to $10,000 that cash out their defined contribution plan accounts early if they leave their employer.

  • MIA: American Moxie

    33%: American workers who are not confident in their ability to retire with a comfortable lifestyle.

  • Worldwide Confidence Failure

    19%: Employees worldwide who were “extremely” or “very” confident that they will be able to retire comfortably.

  • The Unready

    18%: Employees worldwide who got a high retirement readiness score in 2014.

  • Habitual Savers

    38%: Employees worldwide who reported saving habitually.

  • The Sun’ll Come Out

    31%: Employees worldwide who expect their personal finances to improve in 2014.

Older Sep 15, 2014 To Sep 23, 2014