What’s Stopping Them From Saving?


The top objection to saving for retirement: “I need the money now.”

  • Long-term Savings for Long-term Care

    More than half of U.S. investors say their biggest financial worry in retirement is paying for long-term care.

  • Give ‘em a (Tax) Break

    Four in 10 workers say they would learn more about saving and investing for retirement if they had better tax breaks and incentives.

  • Help! I Need Somebody…

    Nearly six in 10 workers wanted advice in saving and investing for retirement, but just 37% used a professional financial advisor.

  • Minding Those Gaps

    The youngest pre-retirees may be the best prepared to fill their estimated retirement income gap.

  • Following the Leader

    Workers participated more often, and contributed more to their 401(k) plans, when their employer offered a match.

  • Just (Let Someone Else) Do It

    A majority of DC plan participants use professionally managed accounts.

  • I Gave (to Myself) at the Office

    Baby boomers are contributing more to their 401(k) plans than their younger colleagues.

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