Use your longevity

Living longer around the world

Average expectancy at birth 1950-1955 and 2005-2010

Source: United Nations Population Division, April 2011
Note: Life Expectancy at birth, both sexes combined.

"So what do I do with my money?"

Not only should investors consider saving for retirement as early as possible, but also think about how to invest when in retirement. Compounding (where returns are reinvested to grow additional capital or income) can be a useful strategy to put cash which is unneeded today to work  and the sooner investors begin investing for their future needs, the greater wealth they could accumulate.  And in later years, with retirement likely to span twenty or more years, those at age 60 and beyond may reasonably consider some carefully tailored exposure to risk assets (such as shares)  over the long term to support them in retirement.

Before using this strategy, we recommend you seek professional financial advice to ensure it’s appropriate for your individual situation and investment goals.

Use your longevity with Charles Prideaux

¹ Source: United Nations Population Ageing and Development 2009.

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